Generated by All in One SEO v4.9.9, this is an llms.txt file, used by LLMs to index the site. # Skylight Financial Group We are your financial planning specialists ## Sitemaps - [XML Sitemap](https://skylightfinancialgroup.com/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [A Night to Remember](https://skylightfinancialgroup.com/a-night-to-remember/) - On September 11, our Toledo office was filled with laughter, music, and heartfelt moments as we came together for A Night to Remember. Hosted by advisors Angie Barney, David Bodner, David Clarke, Bruce DeBoer, Bob Ruff, Brett Seymour, Marc Seymour, Angie Wingerd, Kristopher Wingerd, Rich Wurst, and their teams, the night was all about slowing - [Ask an Advisor: What Does Financial Freedom Mean to You?](https://skylightfinancialgroup.com/ask-an-advisor-july/) - When we hear “financial freedom,” it’s easy to picture a retirement commercial—someone walking on a beach, sipping something with a tiny umbrella. But the truth is, financial freedom means something different to everyone. Whether it’s starting a business, taking care of family, or simply having more time to do what you love, it all starts with - [The Skylight Showcase: New Hires of June 2021](https://skylightfinancialgroup.com/the-skylight-showcase-new-hires-of-june-2021/) - Join us in welcoming our newest additions to the Skylight family. Get to know them down below! David Freno, Financial Professional, Cleveland Where are you from? I was born and raised on the east side of Cleveland and now live in Cleveland Heights. I spent several years after college in Philadelphia and considered it a - [A Promise that Endures](https://skylightfinancialgroup.com/a-promise-that-endures/) - Honoring Tom Brennan's Legacy and the Importance of Disability Insurance On September 27, 2024 — his 52nd birthday — financial planner, U.S. Army veteran, and beloved friend Tom Brennan made his final stand after a fierce, remarkably long war against multiple myeloma and pancreatic cancer. Known to those closest to him as “Titanium Tom,” he - [MDRT Top of the Table Qualification Achieved](https://skylightfinancialgroup.com/mdrt-court-of-the-table-qualification-achieved/) - Financial Planner Charles “Coop” Cooper, CLU®, LUTCF®, a member of the Million Dollar Round Table (MDRT), recently became a Top of the Table qualifier. As an international membership association of financial professionals founded in the US, the MDRT recognizes the Top of the Table qualification as a mark of excellence reserved for some of the - [MDRT Court of the Table Qualification Achieved](https://skylightfinancialgroup.com/mdrt-top-of-the-table-qualification-achieved/) - Financial Planner Charles “Coop” Cooper, CLU®, LUTCF®, a member of the Million Dollar Round Table (MDRT), recently became a Court of the Table qualifier. As an international membership association of financial professionals founded in the US, the MDRT recognizes the Court of the Table qualification as a mark of excellence reserved for some of the - [The Skylight Showcase: New Hires of June 2023](https://skylightfinancialgroup.com/showcase-june-2023/) - At Skylight, our culture isn't just what we say, it's what we stand for and what makes us who we are. We know that our greatest asset is each other. We work together, celebrate together, serve our clients together - and we welcome together. In June, we were excited to welcome Nate Eberly, Ron Maxwell, - [The Skylight Showcase: New Hires of May 2023](https://skylightfinancialgroup.com/the-skylight-showcase-new-hires-of-may-2023/) - At Skylight, our culture isn't just what we say, it's what we stand for and what makes us who we are. We know that our greatest asset is each other. We work together, celebrate together, serve our clients together - and we welcome together. In May, we were excited to welcome Steve and Dallas to - [Blurbs from the Firm: Mother's Day](https://skylightfinancialgroup.com/blurbs-from-the-firm-mothers-day/) - On Mother’s Day (and always), we honor and show appreciation for the loving women who help make us who we are. Mothers can be many things - a first friend, a guiding light, a teacher, a protector, a role model, to name a few. But one thing is certain…no one can take her place. In - [Skylight Financial Group Announces New Initiative for Female Professionals: Her Money Counts](https://skylightfinancialgroup.com/skylight-financial-group-announces-new-initiative-for-female-professionals-her-money-counts/) - Her Money Counts is a women's empowerment initiative launched in response to our female financial planners noticing a disparity in treatment among professional women by the financial industry. When discussing these issues with their female clients, they learned the greatest deterrents to reaching out for financial planning assistance was the failure to be heard, finding - [The Skylight Showcase: New Hires of October 2022](https://skylightfinancialgroup.com/the-skylight-showcase-new-hires-of-october-2022/) - Please join us in welcoming the newest members of the Skylight team: Mari and John. Read more about our new hires below! Mari Dykes, Accounting Specialist, Cleveland Where are you from? Cleveland. I have lived here my entire life. I started out as an east-sider and am now a happy west-sider. Why did you choose to - [The Skylight Showcase: New Hires of August/September 2022](https://skylightfinancialgroup.com/the-skylight-showcase-new-hires-of-august-september-2022/) - Please join us in welcoming the newest members of the Skylight team: Harrison, Tara, Rachel, Sarah, Gabe and Annie. Read more about our new hires below! Harrison Schoettley, Financial Professional, Toledo Where are you from? Sylvania, Ohio Why did you choose to work at Skylight? From the very beginning it felt like everyone at Skylight - [Skylight Financial Advisor Joins Local Program to Make Services More Accessible](https://skylightfinancialgroup.com/skylight-financial-advisor-joins-local-program-to-make-services-more-accessible/) - As a participating business, Skylight Financial Group Financial Advisor Bob McNichol was recently featured in an article in a local publication promoting the growth of a local business area in northern Kentucky. Associated with the Cincinnati office, local transportation challenges motivated Bob to establish his office just across the river in Kentucky, specifically the town - [The Skylight Showcase: New Hires of May 2022](https://skylightfinancialgroup.com/the-skylight-showcase-new-hires-of-may-2022/) - Please join us in welcoming the newest members of the Skylight team: Thomas and Keith. Read more about our new hires below! Thomas Giovanoli, Financial Advisor, Toledo Where are you from? Toledo, Ohio Why did you choose to work at Skylight? I chose to work at Skylight because I had great conversations with the coaches - [The Skylight Showcase: New Hires of November 2021](https://skylightfinancialgroup.com/the-skylight-showcase-new-hires-of-november-2021/) - Join us in giving a warm welcome to the newest members of the Skylight family! We are excited to be growing and having such an incredible team. Get to know them in the Q&A segment down below. Julie Roelke, Firm Administrative Assistant, Cleveland Where are you from? I was born and raised in Madison, WI. - [The Veterans of Skylight Financial Group](https://skylightfinancialgroup.com/the-veterans-of-skylight-financial-group/) - We are honored to share the brave and vital individuals of Skylight Financial Group that have fought for our country. We are lucky to have such amazing associates to celebrate on this important day. Thank you to all of our veterans for their service to our country. A few veterans shared insight about their experience - [The Power of Pink Works its Magic in Toledo](https://skylightfinancialgroup.com/the-power-of-pink-works-its-magic-in-toledo/) - Skylight associates in Toledo participated in their 5th year of raising funds and awareness for those who have been affected by breast cancer and research for finding a cure. In years’ past, the office has gathered together for the Making Strides Against Breast Cancer Walk, but because of COVID, the event was canceled in 2020, - [The Crucial Impact of Comprehensive Financial Planning](https://skylightfinancialgroup.com/the-crucial-impact-of-comprehensive-financial-planning/) - Skylight Financial Planner Jeff Jarrell has nailed the art of comprehensive financial planning with just about a decade of insight and knowledge in the industry. Over the years, he has genuinely encompassed what it is to be a comprehensive financial planner and has seen firsthand the significant impact it has had on his clients’ lives. - [A Hole in One Opportunity: Skylight Sponsors the 2021 Solheim Cup](https://skylightfinancialgroup.com/a-hole-in-one-opportunity-skylight-sponsors-the-2021-solheim-cup/) - Established in 1990, the Solheim Cup is a biannual golf tournament for professional female golfers. From August 31 to September 6 this year, Inverness Club of Toledo, OH had the great privilege of hosting this prestigious event that saw players of the Ladies Professional Golf Association (LPGA) and the Ladies European Tour (LET) face off - [Motorcycle Racing Financial Planner Hosts the 2nd Annual Skylight Financial Group Endurance Cup](https://skylightfinancialgroup.com/motorcycle-racing-financial-planner-hosts-the-2nd-annual-skylight-financial-group-endurance-cup/) - Saturday, September 4th, marked the 2nd annual Skylight Financial Group Endurance Cup hosted by Toby Kemsuzian, the self-proclaimed motorcycle racing financial planner, through the Ohio Mini Roadracing League (OMRL). The OMRL creates a “family-friendly environment for young people to learn how to race and allow those who do not have aspirations to make it a - [The Skylight Showcase: New Hires of August 2021](https://skylightfinancialgroup.com/the-skylight-showcase-new-hires-of-august-2021/) - Join us in giving a warm welcome to our newest members of the team! Get to know them down below. James Glaser, Financial Professional, Cleveland Where are you from? I was born and raised in Strongsville, OH, and currently live in Brunswick, OH. Why did you choose to work at Skylight? I have always been - [Skylight: The Softball Team](https://skylightfinancialgroup.com/skylight-the-softball-team/) - Skylight Financial Group—the firm or the softball team? Skylight Financial Planners Shane Edwards and Tom Gallagher of Toledo rallied up a team made up of friends, clients, and friends of friends to play on their summer of 2021 softball team, sponsored by Skylight. Shane and Tom have been participating in the city of Maumee’s recreational - [The Story of Angie Wingerd](https://skylightfinancialgroup.com/the-story-of-angie-wingerd/) - If you asked Skylight Financial Advisor Angie Wingerd in her 20s if she planned to be in the financial services industry, she would have laughed. Now having been in the industry just short of 35 years, she will tell you that she could not have asked for a better career to support her lifestyle. Growing - [Totally Tubular! Skylight Celebrates Coming Together with a Righteous '80s Bash](https://skylightfinancialgroup.com/totally-tubular-skylight-celebrates-coming-together-with-a-righteous-80s-bash/) - The last year and a half has been filled with various, extraordinary challenges on most people across the globe. With all of the struggles, big changes, and isolation, it may have felt for many as though nothing has stayed consistent throughout the COVID-19 pandemic. At Skylight Financial Group, we are used to seeing our friends - [The 5 Things You Need to Know When Planning for College](https://skylightfinancialgroup.com/the-5-things-you-need-to-know-when-planning-for-college/) - Are you overwhelmed with the thought of sending your child off to college? Do you have the financial responsibility to get yourself through college? The financial liability of college can be a daunting burden and emotional toll on parents and students. Skylight Financial Planner Jeff Jarrell is all too familiar with these feelings as he - [Blurbs from the Firm: A Summer Back Together](https://skylightfinancialgroup.com/blurbs-from-the-firm-a-summer-back-together/) - At Skylight Financial Group, we are fortunate to have a fun work culture filled with opportunities to connect with each other and be not only a team in the office, but a family at happy hour. Being composed of such great people has only made us miss these fun times so much more that were - [Skylight Leadership Spotlight: Managing Partner Mike Connole](https://skylightfinancialgroup.com/skylight-leadership-spotlight-managing-partner-mike-connole/) - Being in a leadership position at Skylight Financial Group is a great responsibility – with over 300 staff and financial professionals across the state, it’s never a dull day in the life of Managing Partner Mike Connole. In 1999, after five years of active duty with the United States Marine Corps, Mike Connole decided that - [The Story of Dynamic Duo Brent Affolter and Jeb Stephen](https://skylightfinancialgroup.com/the-story-of-dynamic-duo-brent-affolter-and-jeb-stephen/) - Our story begins in Akron, Ohio. The year is 1992, high school junior Jeb Stephen and sophomore Brent Affolter have just met for the first time. Over the next 29 years, the duo would continue to grow individually, professionally, and in their friendship, which eventually led to their partnership at Skylight running their own financial - [The Skylight Showcase: New Hires of May 2021](https://skylightfinancialgroup.com/the-skylight-showcase-new-hires-of-may-2021/) - Join us in welcoming our newest additions to the Skylight family. Get to know Dan and Maddy below! Daniel Dukart, Financial Professional, Dublin Where are you from? I grew up in Cincinnati, then traveled up I-71 to attend Ohio State University. I fell in love with Columbus – and a girl named Carly – and - [Spring Cleaning Your Finances: 5 Tips for Tidying Up Your Finances](https://skylightfinancialgroup.com/spring-cleaning-your-finances-5-tips-for-tidying-up-your-finances/) - Something about the air feeling warmer, flowers starting to bloom, and birds chirping in the spring brings a sense of a fresh start into our lives. This is usually the time when people reorganize their closets and garages or get their gardens ready, but have you ever thought about getting your finances in order as - [The Top 7 Questions to Think About When Planning for a Child with Special Needs](https://skylightfinancialgroup.com/the-top-7-questions-to-think-about-when-planning-for-a-child-with-special-needs/) - Financial planning for a child with special needs can be overwhelming, but with the right help and financial preparation early on, you can make a big difference for you and your child’s future. With 10+ years of experience, Skylight Financial Planner and Director of Development Katy Bryan has worked with Skylight’s team of SpecialCare Planners - [Skylight Leadership Spotlight: Chief Operating Officer Trisha Rutherford](https://skylightfinancialgroup.com/skylight-leadership-spotlight-chief-operating-officer-trisha-rutherford/) - At Skylight Financial Group, we are fortunate to have incredible leadership to motivate us to be our best selves. We sat down with Chief Operating Officer Trisha Rutherford to better understand her leadership style and how she got to where she is today, in part due to the people and experiences she has encountered throughout - [The Skylight Showcase: New Hires of March 2021](https://skylightfinancialgroup.com/the-skylight-showcase-new-hires-of-march-2021/) - This month we are introducing a familiar face to our team! Please join us in officially welcoming Davis McNichol. Davis McNichol, Financial Planner, Cincinnati Why did you choose to work at Skylight? My dad has been a financial advisor for almost 40 years. I've been learning the business my whole life - including working with - [Coming Together: Blurbs from the Firm](https://skylightfinancialgroup.com/coming-together-blurbs-from-the-firm/) - The past year has been full of challenges to overcome, both in and out of the workplace. Skylight was fortunate enough to be flexible for the firm's stability and well-being during the height of the pandemic and continued to keep the culture strong by staying connected virtually. For that, we thank our extraordinary leadership: Managing - [The Story of Bruce DeBoer: Tennis Coach to Advanced Sales Specialist](https://skylightfinancialgroup.com/the-story-of-bruce-deboer-tennis-coach-to-advanced-sales-specialist/) - Skylight Financial Group’s Advanced Sales Specialist, Bruce DeBoer, is involved at Skylight in more ways than one. Through his 48 years in the financial services industry, he has found a love for multiple aspects of the career. Bruce was raised in Grand Rapids, Michigan, by his father, a truck driver, and his mother, who migrated - [Words of Gratitude: The Women of SFG](https://skylightfinancialgroup.com/words-of-gratitude-the-women-of-sfg/) - Women’s History Month is a time for us all to appreciate the women who have made today possible. We look back and commend the work of women who fought for our freedoms regardless of consequence, and we look at those in our present day lives who provide support, strength, and a smile on a bad - [Bob Elrod Celebrates 25 Years of Dedication in the Financial Services Industry](https://skylightfinancialgroup.com/bob-elrod-celebrates-25-years-of-dedication-in-the-financial-services-industry/) - Bob Elrod may have not taken the most typical route to becoming a financial advisor, but he sure has created a successful career in the industry. We are excited to celebrate his 25 years with Massachusetts Mutual Life Insurance Company (MassMutual) and grateful to have him on the Skylight Financial Group Team! We sat down - [The Story of Angie Barney](https://skylightfinancialgroup.com/the-story-of-angie-barney/) - Angela Barney is a woman of many talents, as she has developed strong roles in both the farming and financial services industry. Her background and passions have shaped who she is today as director of accountability and financial planner at Skylight. Angie grew up and continues to live in a small town outside of Toledo, - [The Skylight Showcase: New Hires of January 2021](https://skylightfinancialgroup.com/the-skylight-showcase-new-hires-of-january-2021/) - The Skylight family has already grown by four in 2021! Get to know Susan, Douglas, and Michelle below. Susan Vitas, Investment Operations Assistant, Toledo: What causes or community services do you have a passion for? There are so many great and worthy causes out there that I’ve supported through the years, but most recently my - [The Logan Family Foundation Gives New Opportunities Throughout Ohio](https://skylightfinancialgroup.com/the-logan-family-foundation-gives-new-opportunities-throughout-ohio/) - Skylight is fortunate to be made up of so many generous people who genuinely love to pay it forward to the communities that have helped shape them, one of them being Skylight Firm Ambassador Jeff Logan. We sat down with him to learn more about the story of his philanthropic organization, The Logan Family Foundation, - [Blurbs from the Firm: Role Models of SFG](https://skylightfinancialgroup.com/blurbs-from-the-firm-role-models-of-sfg/) - This year has been full of unknowns and new ways of doing things, but luckily for us, Skylight is full of role models to help! Check out some of the firm’s responses about who has impacted them: Jessie Hansen, Financial Operations Analyst The role models within Skylight Financial Group are abundant. Starting with the executive - [The Skylight Showcase: New Hires of September 2020](https://skylightfinancialgroup.com/the-skylight-showcase-new-hires-of-september-2020/) - Introducing the five newest professionals on the Skylight team: John Goodson, Todd Kozlowski, Philip Lago, and Jeffrey Meeks! Get to know them below. John “JT” Goodson, Financial Advisor, Cleveland Why did you choose to work at Skylight? Right from my first interview I noticed something different about Skylight. The sense of community and cohesion I - [Calling All Motorcycle Enthusiasts: The Skylight Financial Group Endurance Cup](https://skylightfinancialgroup.com/calling-all-motorcycle-enthusiasts-the-skylight-financial-group-endurance-cup/) - Motorcycle enthusiasts rallied together in Circleville, OH on Saturday, September 5th to compete in the inaugural Skylight Financial Group Endurance Cup, presented by OMRL. Per their website, The Ohio Mini Roadracing League (OMRL) is an organization that “offers a fun, family-friendly atmosphere for low-cost motorcycle roadracing competition.” Skylight Financial Planner Toby Kemsuzian, who led the - [The Skylight Showcase: New Hires of July 2020](https://skylightfinancialgroup.com/the-skylight-showcase-new-hires-of-july-2020/) - This month, we are introducing the latest addition to the team! Please join us in welcoming Tim Foster. Tim Foster, Financial Professional, Cincinnati Why did you choose to work at Skylight? Since high school, I’ve been interested in combining my skills in analytical data with connecting and building relationships. I started exploring opportunities in the financial - [Women’s History Month 2020 at SFG](https://skylightfinancialgroup.com/womens-history-month-2020-at-sfg/) - The Skylight family is celebrating National Women’s History Month and International Women's Day by showcasing the extraordinary women of the firm across Ohio! We asked each of these ladies one simple question: What inspires you to come into work every day? Check out their responses below! Lori Howe, Financial Planner “I am inspired by making - [David Bodner: More Than Meets the Eye](https://skylightfinancialgroup.com/david-bodner-more-than-meets-the-eye/) - David Bodner was born and raised in Toledo as the middle child of three children. As he approached the end of his time at St. Francis De Sales High School, he pondered which school he saw himself attending. “I was looking at John Carroll and Miami University at the time, but I would end up - [Blurbs from the Firm: Our Favorite SFG Memories](https://skylightfinancialgroup.com/blurbs-from-the-firm-our-favorite-sfg-memories/) - With our 9th week of quarantine in the books, we thought it would be fun to stir up some nostalgia and ask our agents and staff for their favorite memory at Skylight! Check out some of their responses below: Phylicia Prince, Executive Assistant My favorite memory was seeing the Skylight Penthouse in the Cleveland office for the first time. - [Food for Thought: Financial Planning Explained as Pizza](https://skylightfinancialgroup.com/food-for-thought-financial-planning-explained-as-pizza/) - Describing the principles and benefits of financial planning is often perceived as complex and even dull. A bubbling hot pizza fresh from the oven, however, has never failed to grab our attention and our appetites. With this in mind, we decided to try and capture the basics of financial planning by using everyone’s favorite Italian - [The Story of Keven Prather](https://skylightfinancialgroup.com/the-story-of-keven-prather/) - Keven Prather grew up in a small town an hour north of Chicago called Cary, Illinois. From an early age, Keven was always hatching plans to help the neighborhood and collect and few coins for his piggy bank along the way. “What started out as a paper route and a few lawns to mow turned - [Skylight Showcase: New Hires of June 2020](https://skylightfinancialgroup.com/skylight-showcase-new-hires-of-june-2020/) - Join us in welcoming Skylight’s newest hires Taylor Wise, Eliza Sawyers, Carly Evans, Thomas Molter, Dominic Zanella, Tyler Tucker, and Will Sergio. Taylor Despoth, Financial Professional, Toledo Why did you choose to work at Skylight? I chose Skylight after having an amazing internship with them last summer. I enjoyed their family orientated atmosphere and their - [Rob Zirker Brings Ohio State Chiropractic Association to New Heights](https://skylightfinancialgroup.com/rob-zirker-brings-ohio-state-chiropractic-association-to-new-heights/) - Back in November, Skylight’s Rob Zirker had to the opportunity to participate in the convention and 50th anniversary of the Ohio State Chiropractic Association (OSCA). Over 300 attendees from across the state came together to enjoy each other’s comradery, learn more about emerging trends in their industry, and discover best practices to implement into their - [In the Spotlight: Meet Michael Nusbaum](https://skylightfinancialgroup.com/in-the-spotlight-meet-financial-planner-michael-nusbaum/) - Michael Nusbaum is a proud Toledo native and a veteran of the financial services industry. We sat down with Mike to hear more about his personal life, his long-established career, and the advice that got him there. Check out our interview below: Welcome Mike! First off–tell us a little about yourself? Certainly, well I was born - [Merger Creates One of the Largest Locally Owned Financial Services Firms in Ohio](https://skylightfinancialgroup.com/merger-creates-one-of-the-largest-locally-owned-financial-services-firms-in-ohio/) - Skylight Financial Group and Lighthouse Wealth Solutions announce today that they are to join forces to create what will be one of the largest locally owned financial services firms in the state of Ohio. Operating under the Skylight Financial Group name, the new firm will have over 260 professional financial professionals, a support staff of - [Rowing for a Cause: Chris Heerdegen’s Commitment to Alzheimer’s Awareness](https://skylightfinancialgroup.com/rowing-for-a-cause/) - Skylight Financial Planner Chris Heerdegen is once again setting out to make waves in the fight against Alzheimer’s Disease with his 6th annual Rowing to Remember fundraiser. This inspiring event, scheduled for Friday, June 21st at Forest View Lanes Recreation Bar & Grill, will see Chris rowing from 6 am to 10 pm, aiming to - [Skylight Showcase: New Hires of October and November 2023](https://skylightfinancialgroup.com/the-skylight-showcase-october-november-2023/) - At Skylight, our culture isn't just what we say, it's what we stand for and what makes us who we are. We know that our greatest asset is each other. We work together, celebrate together, serve our clients together - and we welcome together. In October and November, we were excited to welcome Dylan Mason, - [The Power of Giving Shines Bright in Toledo](https://skylightfinancialgroup.com/silent-auction-2023/) - On Thursday, October 12th, Skylight Financial Group's Toledo office celebrated its 7th Annual Silent Auction, a heartwarming event that brings together associates, local small businesses, and corporate sponsors in support of The Victory Center. Last year, the event successfully raised funds for this exceptional organization, and this year, Skylight Financial Group Toledo continued its commitment - [Chris Heerdegen Hopes to Make A Big Splash at the Third Annual Rowing to Remember Alzheimer’s Event](https://skylightfinancialgroup.com/chris-heerdegen-hopes-to-make-a-big-splash-at-the-third-annual-rowing-to-remember-alzheimers-event/) - It is that time of year again for the annual Rowing to Remember event hosted by Chris Heerdegen, Skylight Financial Planner. Chris has participated in the Alzheimer’s Association “Longest Day” campaign for the past two years. On the longest day of the year this event brings brightness into the lives of those affected by the - [The Skylight Showcase: New Hires of July 2021](https://skylightfinancialgroup.com/the-skylight-showcase-new-hires-of-july-2021/) - Join us in welcoming our newest additions to the Skylight family! Get to know them down below. Joe Staff, Financial Professional, Dublin Where are you from? I was born and raised in Toledo, OH but relocated to Columbus to attend The Ohio State University. I have now lived in Columbus for almost ten years. Why - [Skylight Showcase: New Hires of March 2019](https://skylightfinancialgroup.com/skylight-showcase-new-hires-of-march-2019/) - This month, the Skylight family grew by two! Meet Donna below: Donna Lightner, Operations Assistant, Cincinnati Why did you choose to work at Skylight? What attracted me to Skylight was the “people”. When I first met with Trisha Rutherford regarding the position, I was very impressed with what she said about the company and the - [Meet Skylight’s Bronze, Silver, and Gold Associates of 2018](https://skylightfinancialgroup.com/meet-skylights-bronze-silver-and-gold-associates-of-2018/) - At the center of Skylight’s annual awards banquet are the Bronze, Silver, and Gold Associates of the Year awards. These awards recognize the outstanding achievements of our top financial planners. With a focus on production, collaboration, and a commitment to community these associates have gone above and beyond to grow their practices into something to - [Cooper Honored as Extraordinary Elon Alumnus](https://skylightfinancialgroup.com/cooper-honored-extraordinary-elon-alumnus/) - Back in October, Elon University inducted Dr. Connie Ledoux Book as their 9th President. Not only was Skylight’s Charles “Coop” Cooper in attendance for this occasion, he also had a unique opportunity in the ceremony. Coop was invited to participate in a celebration of Elon’s 32,000 former students—an offer he accepted with delight. A Heart - [Cooper Receives Leadership Award, Music City Conference Invitation](https://skylightfinancialgroup.com/cooper-receives-leadership-award-music-city-conference-invitation/) - Last month, Associate Managing Partner Charles Cooper was honored with the Massachusetts Mutual Life Insurance Company (MassMutual) Field Leadership Trophy. This award is bestowed on those who encourage agency growth, stimulate planner production, and demonstrate all-around strengths in management. Cooper will celebrate this award alongside other top performers at MassMutual’s Leaders Conference in July. This - [The Story of Doug Rechtine](https://skylightfinancialgroup.com/the-story-of-doug-rechtine/) - Lifelong Toledo resident Douglas Rechtine has been in the financial services industry for more than 3 decades—but his journey to career success was no small feat. His professional prowess and personal story go hand and hand with his passion for helping others and a desire to better himself. We sat down to hear Doug’s story - [Making It Personal with Anthony Nicodemo](https://skylightfinancialgroup.com/making-it-personal-with-anthony-nicodemo/) - At the core of Anthony Nicodemo’s journey to prominent financial planner is a desire to develop lasting bonds and aid those around him through education. We got the chance to sit down with Anthony to learn more about his life, his work in educational programming, and his mouth-watering Sunday dinners. Check it out below: Thanks - [In the Spotlight: Meet Financial Planner Angie Wingerd](https://skylightfinancialgroup.com/in-the-spotlight-meet-financial-planner-angie-wingerd/) - With more than three decades of experience, Financial Planner Angie Wingerd understands the importance of being there for people when they need you the most. We put Angie in the spotlight to find out more about her rewarding career, community support efforts, and loving family. Check it out below: Thanks for taking the time to - [Skylight Hosts Toledo Clothing Drive for Aspiring Professionals](https://skylightfinancialgroup.com/skylight-hosts-toledo-clothing-drive-for-aspiring-professionals/) - Earlier this month, Skylight hosted Toledo’s Spring Cleanout, an annual clothing drive that fills our conference room from wall to wall. Unlike other clothing drives, the donated items consisted of gently wore professional attire to benefit low-income single mothers and aspiring female business leaders. “We have collected piles of jackets, pants, shoes, purses, other professional - [A 16-Hour Row to End Alzheimer’s: Heerdegen Fundraiser Continues to Make Waves](https://skylightfinancialgroup.com/a-16-hour-row-to-end-alzheimers-heerdegen-fundraiser-continues-to-make-waves/) - Last year, Financial Planner Chris Heerdegen hosted his inaugural Alzheimer’s Association fundraiser, Rowing to Remember. The event would take part during the association’s “longest day” campaign, held annually on the summer solstice. “The longest day campaign is a volunteer-driven event where we encourage communities to raise funds and awareness for the millions of Americans that - [Heerdegen Triumphs Over Alzheimer’s at Inaugural Rowing to Remember Event](https://skylightfinancialgroup.com/heerdegen-triumphs-over-alzheimers-rowing-to-remember-event/) - To say that it has been a challenging year for Financial Planner Chris Heerdegen would be an understatement. For Chris, 2019 marks the first year without his father, Richard Heerdegen. Richard passed away on October 31st, 2018 after a long, debilitating battle with Alzheimer’s. Ever since he passed away Chris has been on a mission - [The Story of Skylight’s Dan Brennan](https://skylightfinancialgroup.com/the-story-of-skylights-dan-brennan/) - At the beginning of 2019, Skylight Financial Group came together for their annual awards banquet at the InterContinental hotel in Cleveland. In addition to recognizing the firm’s top performers, the evening also celebrated one of Skylight’s most prominent figures, Mr. Dan Brennan. Retiring from his role as Chief Operating Officer, Dan was surprised with a - [Boss Ladies: Women in Leadership at SFG](https://skylightfinancialgroup.com/listen-boss-ladies-women-in-leadership-at-sfg/) - In honor of Women’s History Month, we take a moment to celebrate the extraordinary female leaders across our organization. In this episode of the "Ask the Professionals" podcast series, you will meet Chief Agency Supervisory Officer Jennifer Hill, Chief Operating Officer Trisha Rutherford, and Chief Financial Officer Kathy Barnes about their journey from humble beginnings to - [National Football Foundation Celebrates Ohio’s Finest Athletes](https://skylightfinancialgroup.com/national-football-foundation-celebrates-ohios-finest-athletes/) - Last week, financial planner Jeff Logan served as Master of Ceremonies for a crowd of over 300 at the National Football Foundation’s 58th Annual Scholar-Athlete Banquet. This exciting night showcases the efforts of high school, college, and professional athletes from across central Ohio. According to the Columbus Chapter’s website, The NFF and the College Hall - [The Women of Skylight Financial Group](https://skylightfinancialgroup.com/the-women-of-skylight-financial-group/) - In honor of International Women’s Day, we wanted to take a moment to highlight the extraordinary ladies of Skylight Financial Group. We asked the women of Skylight a simple question: What empowers you every day to live your best life? Check out their responses below! Jennifer Hill, Chief Agency Supervisory Officer I remind myself that - [Skylight Showcase: New Hires of August 2019](https://skylightfinancialgroup.com/skylight-showcase-new-hires-of-august-2019/) - In this month’s lineup, we are introducing Elyria native Gayle Motyka! Learn more about the her below. Gayle Motyka, Brokerage Operations Admin Assistant, Cleveland Why did you choose to work at Skylight? After working in the health insurance industry for a few years, I realized that I really missed working with people in the financial - [Skylight Welcomes New Financial Planner Angelo Carcioppolo](https://skylightfinancialgroup.com/skylight-welcomes-new-financial-planner-angelo-carcioppolo/) - Skylight Financial Group is pleased to announce that Angelo Carcioppolo CFP®, ChFC, LUTCF has joined our Cleveland office as an associate and financial planner. Angelo has been working in the financial services industry for over six years where he advanced quickly through the ranks to staff manager. He brings to Skylight extensive experience in providing - [Meet Sara Canterbury - Member of Skylight’s LGBTQ Resource Team](https://skylightfinancialgroup.com/meet-sara-canterbury-member-of-skylights-lgbt-resource-team/) - For Pride Month, we would like to introduce the different members of our LGBT Resource Team and find out why they are passionate about serving the LGBT community. Meet the fourth member of our team – Sara Canterbury, Senior Associate and Financial Planner in our Columbus office (pictured opposite, center, with the Family Pride Network Board). - [The Story of Tom Gallagher](https://skylightfinancialgroup.com/the-story-of-tom-gallagher/) - Tom was born in Brooklyn, New York and moved to Ohio at an early age. From the very start of his life, Tom’s career aspirations were as clear as day. “My mom proclaims that when everyone else was telling their parents they wanted to be a quarterback or a fireman, I wanted to be a - [Skylight Makes Strides Alongside American Cancer Society](https://skylightfinancialgroup.com/skylight-makes-strides-alongside-american-cancer-society/) - Last week, members of our Toledo office participated in Northwest Ohio’s Making Strides Against Breast Cancer walk. The event, hosted by the American Cancer Society, aims to “raise money to fund innovative research, provide free information and support, and to help people reduce their breast cancer risk or find it early when it's most treatable” - [The Story of Katy Bryan](https://skylightfinancialgroup.com/the-story-of-katy-bryan/) - Katy Bryan was only 6 months old when her parents adopted her from Pusan, South Korea. Growing up as an only child in Medina, Katy always had big dreams for the road ahead of her. She was certain from a young age that she would become a marine biologist or a Broadway singer. “In high - [Skylight Flocks to Toledo Mud Hens Season Opener](https://skylightfinancialgroup.com/skylight-flocks-to-toledo-mud-hens-season-opener/) - Last week, over 300 Skylight clients and associates gathered at Fifth Third Field to celebrate opening day for the Toledo Mud Hens, the city’s celebrated minor league baseball team. Between classic stadium grub and beverages, the crowd was treated to the musical stylings of Extra Stout, a local 6-piece band known for their cheery Celtic - [Combating Hunger at Salvation Army Community Kitchen](https://skylightfinancialgroup.com/combating-hunger-salvation-army-community-kitchen/) - When Skylight financial advisors Dawn Brown and Lori Howe aren’t serving their clients, they are finding any way possible to serve their community. “The growth of our business goes hand in hand with our ability to give back to the world around us” says Dawn. They have taken on multiple community projects over the years, - [Skylight Financial Group Announces New Location in Sylvania Township](https://skylightfinancialgroup.com/skylight-financial-group-announces-new-location-in-sylvania-township/) - FOR IMMEDIATE RELEASE Skylight Financial Group Announces New Location in Sylvania Township Skylight Financial Group, one of Ohio’s largest locally owned financial planning firms, announced plans to relocate their Toledo headquarters to Sylvania Township on October 11th. The new office, located at 7150 W. Central Ave, Suite 100 (ground floor), will be the new home - [A Promise Without an Asterisk: Tom Brennan’s Battle Against Cancer](https://skylightfinancialgroup.com/a-promise-without-an-asterisk-tom-brennans-battle-against-cancer/) - Back in 2008, Tom Brennan felt like he had it all. A career at Skylight as the district manager, a great home, and a loving family—little did he know, an unimaginable diagnosis was just around the corner. Tom’s life is much different now than he expected, receiving weekly chemotherapy as a “full-time cancer patient.” It - [The Changing Financial Landscape for Same-Sex Couples](https://skylightfinancialgroup.com/same-sex-marriage-impact-financial-planning/) - Amie Fox CFP®, ChFC, CLTC, is a Partner, Financial Planner and member of Skylight’s LGBTQ Resource Team The 2015 Supreme Court’s landmark ruling granting same-sex couples the constitutional right to marry was a day of jubilation for the LGBTQ community. It was a decision that was years in the making and afforded LGBTQ couples the - [10 Questions with Mike Kessling Sr., Financial Planner, Cincinnati](https://skylightfinancialgroup.com/10-questions-with-mike-kessling-sr-financial-planner-cincinnati/) - His long-term interest in entrepreneurship and family business started at age six, “working” on the roofs of the homes built by his father’s construction company. In the latest of our “Making It Personal” Q&A series, we discover a little more about one of our veteran financial planners, Mike Kessling Sr.. And don't forget to check - [Skylight’s Mike Connole Volunteers at City-Wide Cops & Kids Fishing Event](https://skylightfinancialgroup.com/mike-connole-volunteers-cops-kids-fishing-event/) - Mike Connole, Managing Partner at Skylight Financial Group, recently volunteered at the Cleveland Police Foundation 2018 Kids Fish CLE event at Voinovich Park in North Coast Harbor. The event, which was co-sponsored by the Downtown Cleveland Alliance and supported by community partners, was a huge success with Cleveland Police officers from all over the city - [Skylight Welcomes New Financial Planner TJ Brudzinski](https://skylightfinancialgroup.com/skylight-welcomes-new-financial-planner-tj-brudzinski/) - Skylight Financial Group is pleased to announce that TJ Brudzinski has joined our Dublin office as an associate and Financial Planner. TJ has been working in the financial services industry for over 25 years and was formerly Senior Vice President and Managing Director at Huntington Capital Markets. He brings extensive experience in providing financial services (including investments, - [Collaborating with Century Federal Credit Union](https://skylightfinancialgroup.com/listen-skylight-teams-up-with-cfcu/) - In this episode, we explain our strategic alliance with Century Federal Credit Union and how it provides individuals across northeast Ohio with the ultimate financial resource. Featuring Skylight financial planner Amie Fox and CFCU’s Executive Vice President, Ron Hongosh. Thank you to Amie and Ron for taking the time to talk with us! - [Empowering Transitional Aged Special Needs Individuals](https://skylightfinancialgroup.com/empowering-transitional-aged-special-needs-individuals/) - Before we know it summer will be creeping up on us, the sun will be beating down and school will be finished for another year. With summer comes freedom and fun and for many children and young adults this means going on adventures, vacation and of course summer camp. Yet for families of special needs - [Stepping Up Our Fundraising Efforts for Making Strides Against Breast Cancer](https://skylightfinancialgroup.com/fundraising-breast-cancer-skylight-financial-group-toledo/) - Bake sales, silent auction, dress down days, donation luncheons are just some of the ways that our team in Toledo is gearing up and fundraising for our much-loved annual “Making Strides Against Breast Cancer” walk. The walk, which takes place on May 19th in downtown Toledo at Hensville Park, is organized by the American Cancer - [Meet Katy Bryan - Member of Skylight’s LGBTQ Resource Team](https://skylightfinancialgroup.com/meet-katy-bryan-member-of-skylights-lgbt-resource-team/) - For Pride Month, we would like to introduce the different members of our LGBT Resource Team and find out why they are passionate about serving the LGBT community. Meet the last of our team - Katy Bryan, Senior Associate and Financial Planner in our Cleveland office (pictured at FLARE (focused LGBTQ allies and rising entrepreneurs) event - [Meet Mike Connole Skylight’s Managing Partner](https://skylightfinancialgroup.com/meet-mike-connole-skylights-managing-partner/) - He’s a go-getter and talented linguist who likes subterranean beer drinking (read on...). Meet Mike Connole, Skylight’s Managing Partner, and joint head, alongside Paul Fox, of our newly merged organization. Are you from Cleveland and what’s your favorite thing about Cleveland? No, I’m from Baltimore but Cleveland is my second home. Both my parents are ## Pages - [Home](https://skylightfinancialgroup.com/) - Putting our clients at the center of everything we doFinancial PlanningComprehensive solutions tailored to your needsWith our team of over 200 financial professionals, we can connect you with the right person for your individual or business needs.What We DoWho We AreReal people, genuine connectionsOur passion is empowering our clients to navigate the path to financial - [Team](https://skylightfinancialgroup.com/who-we-are/team/) - Our TeamPeopleGet to know usWith more than 200 financial professionals with their own specialties, certifications, and passions - the right person for you is just a click away.Browse Our TeamCultureMore than just people who share an officeAn organization founded on three pillars: Collaboration, Community, and Connection.Learn MoreExplore our teams Your financial life backed by a - [License](https://skylightfinancialgroup.com/license/) - LicenseWE HAVE INDIVIDUALS REGISTERED TO OFFER SECURITIES IN THE FOLLOWING JURISDICTIONS: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Idaho, Illinois, Indiana, Kansas, Kentucky, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Nebraska, Nevada, New Jersey, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, - [Privacy Policy](https://skylightfinancialgroup.com/privacy-policy/) - Privacy PolicyLast Updated: May 21, 2025 Skylight Financial Group is committed to protecting your privacy. This Privacy Policy outlines the types of information we collect, how we use it, and how we safeguard it when you visit our website. 1. Information We Collect AutomaticallyWhen you visit our website, certain information is collected automatically, including: The - [Who We Are](https://skylightfinancialgroup.com/who-we-are/) - Who We ArePeopleWe have the right financial professional for youWith more than 200 financial professionals with their own specialites, certifications, and passions, the right person for you is just a click away. Our TeamCultureA team in the office and a family at happy hourOur culture isn't just what we say, it's what we stand for and - [Cleveland](https://skylightfinancialgroup.com/contact/cleveland/) - ClevelandContact UsGet in touchThe fastest way to reach out to our team.Contact Our TeamApply For A Position216.621.56801956 Carter Road, Suite 200Cleveland, OH 44113Contact Our Team Just fill out the form and we'll be in touch. - [Open Positions](https://skylightfinancialgroup.com/careers/open-positions/) - Open PositionsFinancial Planner - Cleveland, Cincinnati, Columbus, Toledo You don't need to do it all by yourself anymore. Deliver the best possible client experience supported by your very own team. The increase in client demand for a broader-based range of knowledge and services, combined with credentials and licenses required to market that wide array of - [Careers](https://skylightfinancialgroup.com/careers/) - Work at SkylightJoining our team is more than just accepting a job offer. At Skylight, we know what it takes to get you where you need to go. We have solidified a process that creates a desirable experience for our clients and that has set us apart in the marketplace; we have the expertise and - [Culture & Community](https://skylightfinancialgroup.com/who-we-are/culture-community/) - Culture & Community Working TogetherCollaborationOur greatest asset is each other. At Skylight, we work together, celebrate together, and serve our clients together.Giving BackCommunityIt's more than where we live, it's the people and organizations we are proud to serve across the state of Ohio and beyond.Authentic RelationshipsConnectionWe make genuine connections with each and every client, building relationships - [Her Money Counts](https://skylightfinancialgroup.com/her-money-counts/) - Visit the Skylight Financial Group Main SiteCustomer Relationship Summary FormLicensingDecision MakingNeed to figure something out? That's what we're here for.ResourcesWe have the experience and knowledge and are happy to share it.Support You don't have to do this alone. We're in this together.Agency to Act It's time to quit procrastinating, let's get you kickstarted.Let's do this - [News & Updates](https://skylightfinancialgroup.com/news-updates/) - News & UpdatesFeatured NewsRecent Podcasts It's never too late (or soon) to start planning Where does the time go? We put off until tomorrow what we know should be taken care of today, but it doesn't have to be that way. It's time to take control—take your first step towards financial freedom.Contact Us - [Contact](https://skylightfinancialgroup.com/contact/) - Contact UsLocationsWe're ready to meet youVisit or contact one of our offices to learn more about us.ClevelandCincinnatiColumbusToledoContact UsGet in touchThe fastest way to reach out to our team.Contact Our TeamApply For A PositionHeadquarters: 216.621.5680Contact our team Just fill out the form and we'll be in touch. - [Special Needs](https://skylightfinancialgroup.com/financial-planning/special-needs/) - Special NeedsWhat We understand the difference When your family members have special needs, you face a unique set of challenges. At Skylight, our team of experienced special care planners can help you understand the financial resources that are available and develop a holistic plan for those that depend on you the most.Why A sense of - [LGBTQ](https://skylightfinancialgroup.com/financial-planning/lgbtq/) - LGBTQWhat A team of specialists to support and guide you We understand your concerns and the unique circumstances facing LGBTQ individuals, couples, and families. While new doors continue to open regarding legal rights and benefits, are you concerned that you don't know how to best take advantage of these changes?Why Aware of the challenges, immersed - [Individuals & Families](https://skylightfinancialgroup.com/financial-planning/individuals-families/) - Individuals & FamiliesWhat Financial planning, personalized We are committed to customizing a financial plan to fit your lifestyle. Whether you are trying to accumulate wealth, protect yourself from the unexpected, or fulfil a promise to the ones you love most, a Skylight team member can help guide you through your options and assist in making - [HR Professionals](https://skylightfinancialgroup.com/financial-planning/hr-professionals/) - HR ProfessionalsWhat Empower your greatest asset, your employees Your workforce is counting on you to deliver the support and resources necessary to make the most of their careers. With the right financial planner behind you, you will be able to customize employee benefits packages, support firm leadership, and implement company-wide financial education seminars.Why An educated - [Executives](https://skylightfinancialgroup.com/financial-planning/executives/) - ExecutivesWhat Optimize your leadership As an executive you put everything into your work—but what about your own personal goals? Are you achieving financial independence? Are you implementing the best tax management strategies? Are you creating financial opportunities? Consulting with an experienced planner can help lay out a roadmap to get you where you need to - [Financial Planning](https://skylightfinancialgroup.com/financial-planning/) - Financial PlanningIndividuals Make more than promises, make plans Protect the ones you love with sound financial decision making. Our comprehensive and individualized process will help determine where you are, where you want to be, and how you are going to get there. Individuals & Families Special Needs LGBTQ Professional Women - Her Money CountsBusiness Getting - [CFCU - Why Life Insurance Matters for Both Working and Stay-at-Home Parents](https://skylightfinancialgroup.com/cfcu-stay-home-parent-life-insurance/) - Why Life Insurance Matters for Both Working and Stay-at-Home ParentsShelly GiganteShelly Gigante specializes in personal finance issues. Her work has appeared in a variety of publications and news websites.Posted on Dec 16, 2022The contributions that parents make to their family’s financial well-being extend far beyond whatever income they earn, a fact made plain by the - [CFCU - The 'Wellness Wheel' on the Road to Financial Security](https://skylightfinancialgroup.com/cfcu-the-wellness-wheel-on-the-road-to-financial-security/) - The 'Wellness Wheel' on the Road to Financial SecurityAllen WastlerAllen Wastler is a former financial journalist with over 30-years of experience, including time at CNBC, CNN, and Knight-Ridder Newspapers.Posted on Dec 16, 2022To be secure wherever you are on your financial journey, you need to focus on your short- and long-term goals.That means handling day-to-day - [Recipe of the Week — November 7, 2022](https://skylightfinancialgroup.com/recipe-of-the-week-nov-7-2022/) - Recipe of the Week - November 7, 2022Chicken Pot Pie Noodle Bake 8 servings | 15 min Prep Time | 70 min Total Time Ingredients: 12 oz. egg noodles 2 tbsp. butter 2 carrots, peeled and diced 2 celery stalks, diced 1 large onion, chopped 2 garlic cloves, minced Kosher salt Freshly - [Golf Tip of the Week - November 7, 2022](https://skylightfinancialgroup.com/golf-tip-of-the-week-nov-7-2022/) - Golf Tip of the Week - November 7, 2022Putters Aren't Just For Putting One of the qualities that separated guys like Seve Ballesteros and Lee Trevino from the rest is an intangible - imagination. Those two not only knew how to hit shots, they knew how to 'see' them, to look beyond - [Tax Tip of the Week - November 7, 2022](https://skylightfinancialgroup.com/tax-tip-of-the-week-nov-7-2022/) - Tax Tip of the Week - November 7, 2022Learn About ABLE Accounts People with disabilities can use an Achieving a Better Life Experience (ABLE) account to help pay qualified disability-related expenses. Here are some things to know about ABLE accounts: This tax-advantaged savings account doesn't affect their eligibility for government assistance programs. - [Health Tip of the Week - November 7, 2022](https://skylightfinancialgroup.com/health-tip-of-the-week-nov-7-2022/) - Health Tip of the Week - November 7, 2022Stay Hydrated With Infused Water Staying hydrated is essential for our overall health, and these fun, delicious, infused water options make drinking water a little more fun. Bonus points if you try them with sparkling water for a bit of fizz! Honeydew, cucumber, and - [Financial Market News - November 7, 2022](https://skylightfinancialgroup.com/financial-market-news-nov-7-2022/) - Financial Market News - November 7, 2022Market Update - November 7, 2022 The Week on Wall Street Hawkish comments by Fed Chair Jerome Powell, following the announcement of another 75 basis points interest rate hike last week, cast a pall over financial markets, sending yields higher and stocks lower. The Dow Jones Industrial - [Golf Tip of the Week - October 31, 2022](https://skylightfinancialgroup.com/golf-tip-of-the-week-oct-31-2022/) - Golf Tip of the Week - October 31, 2022Gauging The Greens On a well-balanced golf course you'll encounter greens of different sizes. Usually, the holes calling for short approach shots will have small greens. On these holes you had better select the right club and then hit the right club right. On - [Recipe of the Week — October 31, 2022](https://skylightfinancialgroup.com/recipe-of-the-week-oct-31-2022/) - Recipe of the Week - October 31, 2022Jack-o'-Lantern Sandwich Bites These golden ham and cheese nibbles are way easier than carving a gourd. Just use a pumpkin-shaped cookie cutter on store-bought pie crust and ham and cheese slices, then layer and bake! Yields: 12Prep Time: 30 minsTotal Time: 30 mins Ingredients: 1 - [Health Tip of the Week - October 31, 2022](https://skylightfinancialgroup.com/health-tip-of-the-week-oct-31-2022/) - Health Tip of the Week - October 31, 2022Satisfy Your Sweet Tooth With Dates Do you have a sweet tooth but want to limit the amount of refined sugar you eat? Dates are just the answer! These nutrient-rich powerhouses are sweet, succulent, and good for you! Dates are high in fiber, potassium, - [Tax Tip of the Week - October 31, 2022](https://skylightfinancialgroup.com/tax-tip-of-the-week-oct-31-2022/) - Tax Tip of the Week -October 31, 2022Using the IRS2Go App Did you know that the IRS has an app that makes it easy to check some things off your tax to-do list? Using the app, you can: Check your refund status. Your refund status is available within 24 hours after the - [Financial Market News - October 31, 2022](https://skylightfinancialgroup.com/financial-market-news-oct-31-2022/) - Financial Market News - October 31, 2022Market Update - October 31, 2022 The Week on Wall Street Stocks overcame poor earnings results from some of America’s largest companies to post gains last week as investors cheered positive earnings surprises, easing inflation and a rebound in economic growth. The Dow Jones Industrial Average rose - [Tax Tip of the Week - October 24, 2022](https://skylightfinancialgroup.com/tax-tip-of-the-week-oct-24-2022/) - Tax Tip of the Week - October 24, 2022Should You Classify Your Workers As Employees or Independent Contractors? You might hire employees and independent contractors for similar work, but there are important differences in how they are classified. Here are a few questions to consider: Does the company have the right to - [Recipe of the Week — October 24, 2022](https://skylightfinancialgroup.com/recipe-of-the-week-oct-24-2022/) - Recipe of the Week - October 24, 2022The Best Pumpkin Bread2 LoavesThis pumpkin bread is perfectly moist, not-too-sweet and couldn't be easier. It's perfect for toasting and slathering with butter or cream cheese, and maybe a drizzle of honey or maple syrup.Ingredients:Unsalted butter, for the pans3 1/2 cups all-purpose flour, plus more - [Health Tip of the Week - October 24, 2022](https://skylightfinancialgroup.com/health-tip-of-the-week-oct-24-2022/) - Health Tip of the Week - October 24, 2022Hiking in Fall Few things are more beautiful than the crisp reds, yellows, and oranges of fresh fall foliage. And what better way to experience fall than with a hike? If you’re headed out for a fall hike, The American Hiking Society shares some - [Golf Tip of the Week - October 24, 2022](https://skylightfinancialgroup.com/golf-tip-of-the-week-oct-24-2022/) - Golf Tip of the Week - October 24, 2022Read Greens From Afar On the Pro Tour, where we encounter a new course every week, we have to learn as much about the course as we can before the bell rings on Thursday morning. Often, the most demanding assignment is to get a - [Financial Market News - October 24, 2022](https://skylightfinancialgroup.com/financial-market-news-oct-24-2022/) - Financial Market News - October 24, 2022Market Update - October 24, 2022 The Week on Wall Street A positive start to a new earnings season and late-week hopes for a near-term easing in Fed rate hikes lifted investors’ spirits and powered stocks to gains for the week. The Dow Jones Industrial Average jumped - [Tax Tip of the Week - October 10, 2022](https://skylightfinancialgroup.com/tax-tip-of-the-week-oct-10-2022/) - Tax Tip of the Week - October 10, 2022Essential Tax Reminders For People Selling A Home If you’re selling your home, you may be able to exclude all or part of any gain from the sale when filing your tax return. To see if you are eligible for this benefit, you have - [Recipe of the Week - October 10, 2022](https://skylightfinancialgroup.com/recipe-of-the-week-oct-10-2022/) - Recipe of the Week - October 10, 2022Sneak in More Veggies with Mashed CauliflowerMashed potatoes are a classic side at any meal, but they can be calorie-dense and don’t provide as much nutritional benefit as other veggies. If you want a tasty and easy way to incorporate more veggies into your meals - [Golf Tip of the Week - October 10, 2022](https://skylightfinancialgroup.com/golf-tip-of-the-week-oct-10-2022/) - Golf Tip of the Week - October 10, 2022Tips for Playing in the RainWhen the clouds open up and it suddenly starts raining in the middle of a round, don't think of yourself, think of your clubs. Before you put up your umbrella or dig your rainsuit out of your bag, be - [Health Tip of the Week - October 10, 2022](https://skylightfinancialgroup.com/health-tip-of-the-week-oct-10-2022/) - Health Tip of the Week - October 10, 2022What Is Percussive Therapy? If you’ve ever had a hard workout or gone on a long hike, you know how tight your muscles can get. There are many ways to help alleviate this soreness, from foam rolling to stretching. Percussive therapy is another option - [Financial Market News - October 10, 2022](https://skylightfinancialgroup.com/financial-market-news-oct-10-2022/) - Financial Market News - October 10, 2022Market Update - October 10, 2022 The Week on Wall Street A powerful two-day stock rebound cemented a positive week for investors as a new trading month began. The Dow Jones Industrial Average rose 1.99%, while the Standard & Poor’s 500 added 1.51%. The Nasdaq Composite index - [Tax Tip of the Week - October 3, 2022](https://skylightfinancialgroup.com/tax-tip-of-the-week-oct-3-2022/) - Tax Tip of the Week - October 3, 2022With Shared Custody, Taxes Can Get ComplicatedIf you have a legal agreement with your child’s other parent regarding custody, you likely have questions about claiming the child on your tax return and what credits (if any) for which you are eligible.It may help if - [Financial Market News - October 3, 2022](https://skylightfinancialgroup.com/financial-market-news-oct-3-2022/) - Financial Market News - October 3, 2022Market Update - October 3, 2022The Week on Wall StreetRising recession fears and uncertainty in the bond and currency markets sent stocks to new 2022 lows last week.The Dow Jones Industrial Average declined 2.92%, while the Standard & Poor’s 500 slumped 2.91%. The Nasdaq Composite index fell - [Tax Tip of the Week - September 26, 2022](https://skylightfinancialgroup.com/tax-tip-of-the-week-september-26-2022/) - Tax Tip of the Week - September 26, 2022How to Find Tax Help in Other Languages The IRS currently translates important and helpful tax information in seven languages, including: Spanish Chinese (Traditional) Chinese (Simplified) Korean Russian Vietnamese Haitian Creole Some multilingual resources include The Taxpayer Bill of Rights, important filing information, e-file - [Recipe of the Week — September 26, 2022](https://skylightfinancialgroup.com/recipe-of-the-wetember-26-2022-2/) - Recipe of the Week - September 26, 2022American Macaroni Salad Level: Easy | Total: 30 min | rep: 20 min | Cook: 10 min | Yield: 6 servings Ingredients: 2 cups dry elbow macaroni, cooked, rinsed, and drained 1/3 cup diced celery 1/4 cup minced red onion, soaked in cold water for - [Health Tip of the Week - September 26, 2022](https://skylightfinancialgroup.com/health-tip-of-the-week-september-26-2022/) - Health Tip of the Week - September 26, 2022What is Pickleball? Pickleball has taken the world by storm, and for a good reason! The game is easy to play, it’s great exercise, and you can play at many different levels. Pickleball combines tennis, ping pong, and badminton elements to create an addicting - [Golf Tip of the Week - September 26, 2022](https://skylightfinancialgroup.com/golf-tip-of-the-week-september-26-2022/) - Golf Tip of the Week - September 26, 2022Consider It a Bit of Flare At address, my right foot points perpendicular to the target line, but my left foot flares out almost thirty degrees to the left. That's a lot. The reason I do this is that it helps me get my - [Financial Market News - September 26, 2022](https://skylightfinancialgroup.com/financial-market-news-sept-26-2022/) - Financial Market News - September 26, 2022Market Update - September 26, 2022 The Week on Wall Street Last week, Fed Chair Powell said the U.S. would not tame inflation without economic pain. 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This is a wonderful little - [Recipe of the Week — August 29, 2022](https://skylightfinancialgroup.com/recipe-of-the-week-august-29-2022/) - Recipe of the Week - August 29, 2022Grilled Chicken Fajitas Ingredients: 3 limes 1 tsp. ground coriander 1/2 tsp. ground cumin Pinch of cayenne 4 tbsp. olive oil, divided 1 lb. large peeled and deveined shrimp, tails discarded 1 lb. boneless, skinless chicken breast, cut into 1 1/2-in. pieces 1 lb. mixed-color - [Explore the Skylight Difference](https://skylightfinancialgroup.com/explore-the-skylight-difference/) - Explore the Skylight DifferenceShow us what you got Are you a seasoned Planner and looking for a new home? Are you a recent graduate looking for that big new job? Or maybe you've never been in the financial industry and just want a change-up in your career. 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Must include everything exactly as shown on blog.massmutual.com, including: author; date posted; complete body text; sources; disclosures; etc. with no alterations.Provided by Skylight Financial Group, courtesy of Massachusetts Mutual Life Insurance Company (MassMutual).©2020 Massachusetts Mutual Life Insurance Company, Springfield, MA 01111-0001CRN202406-315679Let's get - [CFCU - College Saving Plans that are Often Underutilized](https://skylightfinancialgroup.com/cfcu-college-saving-plans-underutilized/) - College Saving Plans that are Often UnderutilizedShelly GiganteShelly Gigante specializes in personal finance issues. Her work has appeared in a variety of publications and news websites.Posted on Apr 21, 2021Most families who are socking money away for their children’s college tuition don’t take advantage of tax-friendly savings tools, like 529 college savings plans, that could - [CFCU - Staying Fit With a Disability](https://skylightfinancialgroup.com/staying-fit-with-a-disability/) - Staying Fit With a DisabilityBy Shelly GiganteShelly Gigante specializes in personal finance issues. Her work has appeared in a variety of publications and news websites.Posted on Jan 26, 2021A disability may create obstacles to physical fitness, but it doesn’t mean exercise is off the table.On the contrary, an active, healthy lifestyle is even more important - [CFCU Gated Asset Article Page TEMPLATE](https://skylightfinancialgroup.com/cfcu-gated-asset-article-template/) - Article Title from blog.massmutual.comAuthor NameAuthor blurbDate posted on MassMutualArticle body text goes here. Must include everything exactly as shown on blog.massmutual.com, including: author; date posted; complete body text; sources; disclosures; etc. with no alterations.Provided by Skylight Financial Group, courtesy of Massachusetts Mutual Life Insurance Company (MassMutual).©2020 Massachusetts Mutual Life Insurance Company, Springfield, MA 01111-0001CRN202301-276985Let's get - [Puckett Schedule Page - Thank You](https://skylightfinancialgroup.com/puckett-schedule-page-thank-you/) - Thank you! Continue Browsing TopicsRyan C. Puckett is a registered representative of and offers securities, investment advisory, and financial planning services through MML Investors Services, LLC. Member SIPC OSJ: 5455 Rings Road, Suite 125, Dublin, OH 43017. 614.790.9800. CRN202203-261206 - [Cincinnati](https://skylightfinancialgroup.com/contact/cincinnati/) - CincinnatiContact UsGet in touchThe fastest way to reach out to our team.Contact Our TeamApply For A Position513.579.85553825 Edwards Road, Suite 210Cincinnati, OH 45209Contact Our Team Just fill out the form and we'll be in touch. - [Columbus](https://skylightfinancialgroup.com/contact/columbus/) - ColumbusContact UsGet in touchThe fastest way to reach out to our team.Contact Our TeamApply For A Position614.790.98005455 Rings Road, Suite 125Dublin, OH 43017Contact Our Team Just fill out the form and we'll be in touch. - [Toledo](https://skylightfinancialgroup.com/contact/toledo/) - ToledoContact UsGet in touchThe fastest way to reach out to our team.Contact Our TeamApply For A Position419.893.97597150 W. Central Ave, Suite 100Toledo, OH 43617Contact Our Team Just fill out the form and we'll be in touch. - [Styles](https://skylightfinancialgroup.com/styles/) - Making Smart Decisions About Your FinancesH1: The primary headline H2: The secondary headline H3: A headline H4: A headline H5: A headline H6: A headlineMaking Smart Decisions About Your Finances ## Events - [Financial Education Workshop | 10am-11am, 4pm-5pm](https://skylightfinancialgroup.com/events/financial-education-seminar-march-30-2020/) - CLICK HERE TO RSVP - [Financial Education Workshop | 9am-10am, 3pm-4pm](https://skylightfinancialgroup.com/events/financial-education-seminar-april-3-2020/) - CLICK HERE TO RSVP - [Financial Education Workshop | 12pm-1pm](https://skylightfinancialgroup.com/events/financial-education-seminar-april-1-2020/) - CLICK HERE TO RSVP - [Financial Education Workshop | 9am-10am, 3pm-4pm](https://skylightfinancialgroup.com/events/financial-education-seminar-march-27/) - CLICK HERE TO RSVP - [Financial Education Workshop | 12pm-1pm](https://skylightfinancialgroup.com/events/puckett-seminar-retirement-march-25-2020/) - CLICK HERE TO RSVP ## Team - [Bret Ford, CASL®, CFS®](https://skylightfinancialgroup.com/our-team/bret-ford/) - Bret Ford is a native of Piqua, Ohio, and graduated with a B.S. in Finance from Miami of Ohio University. His business philosophy is to assist his clients in building their financial freedom by implementing strategies to reach their specific financial goals. Bret’s commitment is to establish a relationship with his clients so that he - [Emily Coon](https://skylightfinancialgroup.com/our-team/27236/) - Emily Coon is the Director of Marketing based in Skylight Financial Group’s Cleveland office. A lifelong Northeast Ohioan, Emily takes pride in supporting a firm that’s deeply rooted in the community. She joined Skylight in 2023, bringing with her a strong background in communications, development, and event planning. In her role, Emily partners with advisors - [Bryce Smetana](https://skylightfinancialgroup.com/our-team/bryce-smetana/) - Bryce Smetana is a registered representative of and offers securities, investment advisory, and financial planning services through MML Investors Services, LLC. Member SIPC. OSJ: 1956 Carter Road, Suite 200, Cleveland, OH 44113. 216.621.5680. - [JR Ramsey, MBA](https://skylightfinancialgroup.com/our-team/jr-ramsey-mba/) - I am committed to building long-term relationships with my clients and helping them reach their goals is my number one priority. Drawing on my knowledge, experience, and world-class tools, I helphelp clients make informed financial decisions with confidence.I am prepared to assist clients with their financial plans and help them meet their long-term financial goals. - [Robert Davidge](https://skylightfinancialgroup.com/our-team/robert-davidge/) - Robert is a graduate of Miami University (Oxford, Ohio), where he studied kinesiology and business while competing on the Division I golf team. An Ohio native, Davidge settled in Columbus following his graduation and entered the financial services industry. Since that time, Robert has been active in the community, volunteering, serving on various boards and - [Douglas Singer](https://skylightfinancialgroup.com/our-team/douglas-singer/) - As a 30+ year veteran in the Financial Services industry, Doug has led a successful career in helping shape the lives of the many clients and financial professionals that he has been fortunate to serve. Upon graduating from the Ross School of Business at the University of Michigan, Doug began his career as an Advisor - [Marc Seymour, CPWA®](https://skylightfinancialgroup.com/our-team/marc-seymour-cpwa/) - Marc joined a general agency of Massachusetts Mutual Life Insurance Company in 2001 as a recent college graduate. He held several positions as his career grew with a specialty in qualified retirement plans. After his family relocated to Minneapolis, MN – he chased some passion careers working for non-profit organizations that once cared for his - [Kari Ruth](https://skylightfinancialgroup.com/our-team/kari-ruth/) - Kari Ruth is a financial planner with Skylight Financial Group who specializes in serving business owners, women-led enterprises, and members of the LGBTQ+ community. She brings more than two decades of experience in relationship-centered work, beginning with a 20-year career as a hairstylist, where she built deep, long-lasting relationships with hundreds of clients. She later - [Michael DiFranco](https://skylightfinancialgroup.com/our-team/michael-difranco/) - Michael DiFranco is a Financial Planner at Skylight Financial Group, where he focuses on helping families and small business owners build clarity, confidence, and long-term security through comprehensive financial planning. He takes a personal, relationship-first approach—listening closely to each client’s goals and guiding them with practical strategies that are easy to understand and built to - [Kent L. Wyse, ChFC®, CLTC, CLU®](https://skylightfinancialgroup.com/our-team/kent-l-wyse/) - Kent Wyse is a registered representative of and offers securities and investment advisory services through MML Investors Services, LLC. Member SIPC. OSJ: 7150 W. Central Ave, Suite 100, Toledo, OH 43617. 419.893.9759. Featured News Stories: Blurbs from the Firm: Role Models of SFG - [Thomas J. Wagner](https://skylightfinancialgroup.com/our-team/thomas-j-wagner/) - Thomas (Tom) J. Wagner, LUTCF®, CLTC®, grew up in the small town of Bloomdale, Ohio, and has spent his life and career in Northwest Ohio. He graduated from The Ohio State University in 1990 with a bachelor’s degree in Agricultural Economics. Tom has been with a general agency of Massachusetts Mutual Life Insurance Company (MassMutual) - [Sarah Mazur](https://skylightfinancialgroup.com/our-team/sarah-mazur/) - Sarah joined Skylight Financial Group August 2022. She currently works in the Cleveland OSJ location as their Operations Assistant and Compliance Coordinator. Sarah comes from the restaurant industry where she worked in managing kitchens around the Cleveland area. She currently lives in Lakewood with her wife, Bethy. Together they enjoy cooking, entertaining and spending time - [Brent Affolter](https://skylightfinancialgroup.com/our-team/brent-affolter/) - After graduating from the University of Akron in 2001, Brent began his work in the financial services industry. Brent spent 12 years with Western & Southern Financial Group as a financial advisor and as part of the management team. Brent was also awarded the highest achievement for his role in running the #1 Investment Agency - [Michael King](https://skylightfinancialgroup.com/our-team/michael-king/) - Michael King is a registered representative of and offers securities, investment advisory, and financial planning services through MML Investors Services, LLC. Member SIPC OSJ: 7150 W. Central Avenue, Suite 100, Toledo, OH 43617. 419.893.9759. - [Robert W. Schoonmaker](https://skylightfinancialgroup.com/our-team/robert-w-schoonmaker/) - Bob Schoonmaker brings over three decades of experience in the financial services industry, having spent his career helping clients and advisors navigate the complexities of investment, insurance, and banking solutions. Before retiring in 2023, Bob served as a Market Director at a regional bank, where he led high-performing teams and worked closely with individual clients - [Daniel Bravo, CLTC](https://skylightfinancialgroup.com/our-team/daniel-bravo/) - Dan began his career in the Financial Services Industry with MetLife in 1998. He spent the last 23 years as both an Agency Director and Financial Advisor. While at MetLife, Dan qualified for Leader’s Conference 5 times (2004, 2011, 2012, 2013, 2014). In 2016, Dan joined Skylight Financial Group when the firm transitioned to a - [Noel Elliott](https://skylightfinancialgroup.com/our-team/noel-elliott/) - Noel Elliott is a registered representative of and offers securities, investment advisory, and financial planning services through MML Investors Services, LLC. Member SIPC. OSJ: 1956 Carter Road, Suite 200, Cleveland, OH 44113. 216.621.5680. - [Trisha Rutherford](https://skylightfinancialgroup.com/our-team/trisha-rutherford/) - Trisha Rutherford, a lifelong Cincinnati native, embarked on her journey with Skylight Financial Group in 2003, where she started as a front desk receptionist. Over the years, Trisha has undertaken various pivotal roles within the firm, consistently infusing her renowned enthusiasm and extensive operational expertise into each one. Trisha's core mission is unwavering: to provide - [Annie Schwarz](https://skylightfinancialgroup.com/our-team/annie-schwarz/) - Annie Schwarz joined Skylight Financial Group in 2022 with nearly two decades of experience in philanthropy, management, and operations. Most recently, Annie served as Vice President of Advancement at The Music Settlement, a centuries-old community music and arts nonprofit in Cleveland, OH. In this role, she was responsible for the development and execution of strategic - [Michael Connole](https://skylightfinancialgroup.com/our-team/michael-connole/) - After five years as an artillery officer in the United States Marine Corps, Michael Connole began his career in financial services in 1999 as a Financial Advisor at PaineWebber’s flagship office in Beverly Hills, CA. He was a club level producer out-of-the-gate and was invited to be a sales manager in the Beverly Hills Office. - [David Mercer](https://skylightfinancialgroup.com/our-team/david-mercer/) - David Mercer is a registered representative of and offers securities, investment advisory, and financial planning services through MML Investors Services, LLC. Member SIPC OSJ: 7150 W. Central Avenue, Suite 100, Toledo, OH 43617. 419.893.9759. - [Daniel Dukart](https://skylightfinancialgroup.com/our-team/daniel-dukart/) - Daniel Dukart joined Skylight Financial Group in 2021 as a Financial Planner. He is committed to providing exceptional service, comprehensive strategies, and practical financial education to help clients work toward their goals. Daniel’s mission is to build lasting relationships and be the trusted professional his clients can rely on for all their financial questions and - [Geoff Fedurek, CFP®](https://skylightfinancialgroup.com/our-team/geoff-fedurek/) - Geoff has been in the financial services industry since 1994 and brought his 23 years of experience to Skylight Financial Group in 2017. As a Certified Financial Planner Practitioner (CFP®), his practice is built on providing comprehensive financial planning with a focus on retirement planning to help clients achieve their financial goals. Geoff serves on - [Shane Edwards](https://skylightfinancialgroup.com/our-team/shane-edwards/) - Assistants:Lori Crouse, lcrouse@financialguide.comSuzanne Kujawa, skujawa@financialguide.comCandace Gildea, cgildea@financialguide.comGwyn Minicozzi, gminicozzi@financialguide.com A graduate of Wittenberg University, Shane played basketball and was a four-year letter winner, two-year team captain, and defensive player of the year in the conference. He also volunteered for the Springfield Peace Center as an undergrad. Shane worked as an intern with MassMutual during the summers of 2016 - [Andrew Cramer, LUTCF®](https://skylightfinancialgroup.com/our-team/andrew-cramer/) - Andrew Cramer is a registered representative of and offers securities and investment advisory services through MML Investors Services, LLC. Member SIPC. OSJ: 5455 Rings Road, Suite 125, Dublin, OH 43017. 614.790.9800. - [David T. Clarke, CFBS, ChFC®, CLU®](https://skylightfinancialgroup.com/our-team/david-t-clarke/) - David T. Clarke has been with MassMutual/Skylight Financial Group since 1993 and holds the designations of CLU®, ChFC® and Certified Family Business Specialist (CFBS). He has previously held the positions of Investment Specialist and Annuity Specialist. David has particular experience with State Teachers Retirement System and Ohio Public Employees Retirement System. His combination of experience, - [William O. Ahonen, CFP®, CFS™, CASL®](https://skylightfinancialgroup.com/our-team/william-o-ahonen-cfp-cfs-casl/) - William O. Ahonen is a founding partner of Advise Financial Solutions in Green, OH. Bill began his financial services career with MetLife in 1989 serving as a financial advisor in the Columbus area. In 2004, Bill transitioned to a management role with MetLife; eventually managing a four-state region for the company. During his management career - [David Bodner, ChFC®, CLU®](https://skylightfinancialgroup.com/our-team/david-bodner/) - Assistant: Joan Mitchelljmitchell@financialguide.com Since 1998, David Bodner has committed himself to educating his clients and strengthening their financial situation. He has been a strong team player and associated with Massachusetts Mutual Life Insurance Company (MassMutual) since that time. Though he specializes in personal and business retirement plans, David’s professional experience extends across a wide spectrum - [Angela (Angie) Barney, CLU®](https://skylightfinancialgroup.com/our-team/angela-barney/) - After graduating from Davis college with a degree in Information Systems Management, Angie stumbled across a job opening with MassMutual. She was hired immediately, and while growing as a Financial Professional, she obtained her CLU from the American College of Financial Services. Now the Director of Accountability with Skylight Financial Group, she gets to help - [J.D. Archer, CFP®, ChFC®, CLU®, MBA](https://skylightfinancialgroup.com/our-team/jonathan-archer/) - J.D. Archer, CFP®, ChFC®, CLU®, a native of Springfield, Ohio, graduated from The Ohio State University in 2002 and went on to receive his MBA from Arizona State University in 2008. Prior to beginning his career in the Financial Services industry with Principal Financial Group in 2009, J.D. taught middle school math and science for seven years. In August of - [Jeb Stephen, CLF®](https://skylightfinancialgroup.com/our-team/jeb-stephen/) - Jeb began his career in financial services in 2002 after a successful career in real estate. As a University of Akron graduate in organizational supervision and a lifelong resident of Northeastern Ohio, Jeb has also earned his CLF designation, the only designation in the financial services industry geared specifically towards leadership. Jeb spent the majority - [Daniel R. Ryder, CFP®](https://skylightfinancialgroup.com/our-team/daniel-r-ryder/) - Daniel R. Ryder is a CERTIFIED FINANCIAL PLANNER® Practitioner with over 35 years of experience in the banking and financial services industry. After graduating from Cleveland State University, Cum Laude with a degree in Finance, Dan began his career with KeyBank and McDonald Investments in Cleveland, OH. Among other duties, Dan was responsible for the - [Ed Wood, AIF®](https://skylightfinancialgroup.com/our-team/ed-wood/) - Ed brings more than 30 years of experience in financial services and has built a long-standing career at Skylight Financial Group. His goal is to provide quality service and financial solutions to meet the goals of his clients.He earned a Bachelor of Business Administration from Western Michigan University and holds the Accredited Investment Fiduciary (AIF) - [Ronald L. Joan, II](https://skylightfinancialgroup.com/our-team/ronald-l-joan-ii/) - Ronald L. Joan, II is licensed to sell insurance in Ohio. Member SIPC. OSJ: 7150 W. Central Ave., Suite 100, Toledo, OH 43617. 419.893.9759. - [Harrison Schoettley](https://skylightfinancialgroup.com/our-team/harrison-schoettley/) - In 2018, after a 10-year career with the U.S. Marine Corps, my wife and I moved across the country to raise our son in the same community I loved as a kid. Since moving to Ohio, my wife and I have had fantastic opportunities. I began taking classes at the University of Toledo and graduated - [Charles Cooper, CLU®, LUTCF®](https://skylightfinancialgroup.com/our-team/charles-cooper/) - Charles ‘Coop’ has been helping financial professionals achieve the vision they have for their practice and their lives since 2003. In 2016 he was named Managing Director of the Year for all of MetLife Premier Client Group and received the GAMA International Frontline Leaders Award* for 2015. He has achieved some of the highest levels - [Kristopher Wingerd](https://skylightfinancialgroup.com/our-team/kristopher-wingerd/) - Kris Wingerd, a lifelong resident of Ottawa Lake, Michigan, is passionate about building genuine relationships and helping individuals, families, and business owners make confident financial decisions. He takes a personal and empathetic approach to financial strategies, understanding that many decisions carry both financial and emotional weight. Kris collaborates with clients of all ages and backgrounds, - [Dawn Brown](https://skylightfinancialgroup.com/our-team/dawn-brown/) - Dawn is a financial advisor with Skylight Financial Group. She prides herself on helping her clients achieve the financial freedom they deserve. By being a resource and providing them with options her clients can make financial decisions with confidence. Dawn started her career in 1994 with AIG American General, during which she was a qualifier - [Lori Howe](https://skylightfinancialgroup.com/our-team/lori-howe/) - Lori Howe is a Financial Advisor with Skylight Financial Group. Her focus is on protecting retirement assets by building a practical financial plan for her clients. She helps her clients understand complicated ideas so they can feel confident about their retirement. Lori offers her clients an array of financial options including but not limited to - [Anthony Nicodemo, RICP®](https://skylightfinancialgroup.com/our-team/anthony-nicodemo/) - Anthony J. Nicodemo LUTCF, is a founding partner of Advise Financial Solutions in Green, OH. Anthony began his financial services career with MetLife in 2011 serving as a financial advisor in the Akron/Canton area. In 2015, Anthony transitioned to a team-based approach with partners Stephanie DeMuesy and William Ahonen.Anthony graduated from Ohio University with a - [Tyler C. Wyse, CLTC](https://skylightfinancialgroup.com/our-team/tyler-c-wyse/) - Since joining Skylight Financial Group in 2007, Tyler Wyse has been committed to helping individuals, families, and small businesses build strong financial futures. As a Financial Advisor, he works closely with clients to understand their goals and provide personalized strategies to help them achieve lasting success. Tyler is a proud member of the Icon Financial - [David Freno, CFP®, CEPA®](https://skylightfinancialgroup.com/our-team/david-freno/) - Background & Focus: David is responsible for comprehensive and highly customized financial planning, wealth management, and relationship development. He brings creativity and passion to his work as a highly motivated connector, strategist, and problem solver. David is committed to making sophisticated financial planning and education accessible to all, leading with empathy and awareness to help clients navigate the complex - [Amie L. Fox, CFP®, ChFC®, CLTC](https://skylightfinancialgroup.com/our-team/amie-l-fox/) - Skylight Partner and Financial Planner Amie Fox joined the financial services industry back in 2001. Her practice is built on assisting individuals, unions, and enterprises of all sizes with strategic development plans. Amie’s specialties cover a wide array of financial needs—she offers business owners creative solutions to financial concerns like retaining top talent and employee - [Jennifer J. Hill](https://skylightfinancialgroup.com/our-team/jennifer-j-hill/) - As Skylight's Chief Agency Supervisory Officer, Jennifer helps oversee to supervise and enforce compliance procedures for the firm through various processes and systems. Jennifer joined Skylight in June 2003 and has since obtained her Life and Health Insurance license, FINRA Series 7, 24 and 53, and 63 registrations and is also a notary. Jennifer has worked - [Angie Wingerd, CFBS, CFP®, ChFC®](https://skylightfinancialgroup.com/our-team/angie-wingerd/) - Angie, a native of Blissfield, Michigan who lives in Ottawa Lake is dedicated to listening to her clients and helping them achieve their goals and solutions for their families and businesses. She works closely with family-owned businesses and specializes in retirement planning. Her goal is to help people achieve financial independence, realize dreams, and keep - [Kenneth Dorsch](https://skylightfinancialgroup.com/our-team/kenneth-dorsch/) - Ken is an Agency Supervisory Officer in the Dublin, OH office. His primary responsibility is to assist agents and clients located in Central Ohio. He also has responsibility for several detached locations that report to Dublin. Ken helps ensure that representatives conduct their practices in compliance with industry and firm policies and procedures. He has - [Mitchell Holland](https://skylightfinancialgroup.com/our-team/mitchell-holland/) - Mitchell Holland is a registered representative of and offers securities, investment advisory, and financial planning services through MML Investors Services, LLC. Member SIPC. OSJ: 7150 W. Central Avenue, Suite 100, Toledo, OH 43617. 419.893.9759. - [Dale J. Seymour, AEP®, CFFB, ChFC®, CLTC, CLU®, LUTCF®, MSM](https://skylightfinancialgroup.com/our-team/dale-j-seymour/) - Dale J. Seymour is a native of Toledo, Ohio and began his financial service career in January 1969. He invested 11 years with another organization building long-term client relationships and in April 1980 began his career with Massachusetts Life Insurance Company (MassMutual) as the General Agent in Toledo, Ohio. In 2001, he took on the - [Leslie Seidel](https://skylightfinancialgroup.com/our-team/leslie-seidel/) - [Thomas Giovanoli](https://skylightfinancialgroup.com/our-team/thomas-giovanoli/) - Tommy was born and raised in Toledo, Ohio. He joined Skylight Financial Group in 2022 as a Financial Planner. Before joining Skylight, Tommy lived in Denver, Colorado and worked at Fidelity Investments as a high net worth associate. His mission is to build long lasting relationships with his clients and provide financial education to those - [Gregory Seals](https://skylightfinancialgroup.com/our-team/gregory-seals/) - Gregory Seals joined Skylight Financial Group in 2013 as a Sales Manager and Financial Advisor after working at John Hancock as a Financial Planner for 14 years, when he started his career in 1999. Gregory’s practice is built on providing comprehensive financial planning delivered by a defined educational process. His mission is to create financial - [Richard Rudnicki](https://skylightfinancialgroup.com/our-team/richard-rudnicki/) - Rick began his career in the financial service industry in 1996 when he joined Brennan Financial Group after nearly 20 years in organized labor. His practice is built on service to small business owners and retirees. Rick also has an extensive background in group benefits and retirement plans. He has a B.S. in Political Science/ - [Craig Clifton, FSCP®](https://skylightfinancialgroup.com/our-team/craig-clifton/) - Craig Clifton joined MetLife Financial Group over ten years ago as an Investment Advisor Representative, where he specialized in developing financial benefit packages for both public and private sector groups. Early in his career, he recognized the importance of continuing education and earned his Financial Services Certified Professional (FSCP) designation. After two years, his agency - [Kathryn Bryan, PhD, CEPA, ChSNC®](https://skylightfinancialgroup.com/our-team/kathryn-j-bryan/) - Kathryn Bryan, Ph.D., a native of Medina, Ohio, graduated with a B.S. in psychology from Baldwin Wallace University in 2000 and went on to receive her M.A. and Ph.D. from Kent State University in behavioral neuroscience. After spending several years as a postdoctoral research fellow at the Cleveland Clinic, Case Western Reserve University and the - [Robert H. Zirker III, CLU®, CLTC, ChHC®, CEPA](https://skylightfinancialgroup.com/our-team/robert-h-zirker/) - Rob has been with a general agency of Massachusetts Mutual Life Insurance Company (MassMutual) since 2000 and joined the Skylight family in 2017 when the agency merged with the Toledo office. Rob is proud to be a second-generation advisor, expanding the insurance focused agency his father started to include retirement planning, investments, and business succession - [Philip J. Mason, CLTC](https://skylightfinancialgroup.com/our-team/philip-j-mason/) - Phil was born in 1974 and has lived in Columbus Grove, Ohio, most of his life. He graduated from Ohio State University in 1996 with an Associate of Arts in Business Administration and Bluffton University in 1996 with a bachelor's degree in business administration. He has been with a general agency of Massachusetts Mutual Life Insurance - [Thomas Gallagher](https://skylightfinancialgroup.com/our-team/thomas-gallagher/) - Assistants:Lori Crouse, lcrouse@financialguide.comSuzanne Kujawa, skujawa@financialguide.comGwyn Minicozzi, gminicozzi@financialguide.com Tom Gallagher is an accomplished professional with over 10 years of experience in the financial services industry. He is passionate about building long-term relationships with his clients, helping them to attain their financial goals and objectives. He holds a bachelor’s degree from Bowling Green State University. After spending - [Scott Trent, RICP®](https://skylightfinancialgroup.com/our-team/__trent/) - Scott originally joined Skylight Financial Group in 2018, and as a Financial Planner, he treasures the support and resources Skylight provides for his practice. Along with serving clients’ needs with available products, services, and technology, he can also collaborate with some of the region’s finest financial professionals. To Scott, it makes a huge difference to - [Timothy Foster](https://skylightfinancialgroup.com/our-team/timothy-foster/) - Tim Foster started working with Skylight Financial Group in June of 2020. Tim previously worked as a Mortgage Closing Customer Service Manager within the banking industry. He was able to advance quickly and work his way up by building strong relationships with his customers and displaying a strong work ethic. His passion turned to finding - [Mark Greenblatt, CASL®, ChFC®, CLU®](https://skylightfinancialgroup.com/our-team/mark-greenblatt/) - Mark works as Brokerage Director out of Skylight’s Toledo office in addition to working with a limited number of individual clients. He served as the President of the Toledo Chapter of Society of Financial Service Professionals. Since entering the industry in 2002 Mark has been awarded the designations by The American College of Chartered Life - [Jeffrey D. Logan](https://skylightfinancialgroup.com/our-team/jeffrey-d-logan/) - Jeffrey D. Logan graduated from The Ohio State University in 1978 with a Bachelor of Arts degree in Journalism and Public Relations. He was chosen as an outstanding graduate of Ohio State, lettered four years for the Buckeyes and was part of four Big Ten Championships, played in four bowl games, including two Rose Bowls. - [Michael Buganski](https://skylightfinancialgroup.com/our-team/michael-buganski/) - Assistants:Lori Crouse, lcrouse@financialguide.comSuzanne Kujawa, skujawa@financialguide.comCandace Gildea, cgildea@financialguide.comGwyn Minicozzi, gminicozzi@financialguide.com Mike joined MassMutual in 2012 and became a part of Skylight Financial Group in 2017. Mike helps clients accumulate wealth and make important decisions on how to distribute that wealth in the most efficient manner. He began his career interning at a local financial advisors’ firm and - [Christopher M. Reinke](https://skylightfinancialgroup.com/our-team/christopher-m-reinke/) - Christopher M. Reinke is a registered representative of and offers securities, investment advisory, and financial planning services through MML Investors Services, LLC. Member SIPC. OSJ: 5455 Rings Road, Suite 125, Dublin, OH 43617 - [Jennifer Erickson](https://skylightfinancialgroup.com/our-team/jennifer-erickson/) - Assistants:Lori Crouse, lcrouse@financialguide.comSuzanne Kujawa, skujawa@financialguide.comCandace Gildea, cgildea@financialguide.comGwyn Minicozzi, gminicozzi@financialguide.com Jennifer Erickson, J.D.* is a native of Toledo, Ohio. She graduated with a B.A. in English Literature from the University of Cincinnati in 1994 and went on to receive her Juris Doctor from the University of Toledo in 1999. Thereafter, Jennifer spent nine years as a Trial - [Richard H. Wurst](https://skylightfinancialgroup.com/our-team/richard-h-wurst/) - Rich Wurst comes to Skylight Financial Group with 27 years of corporate experience in Supply Chain Planning & Customer Service. Wurst is a graduate of The Ohio State University and earned a Certificate in Executive Management from The University of Notre Dame. His area of focus includes insurance and investment strategies along with retirement income planning. Richard - [Bruce A. DeBoer, ChFC®, CLTC, CLU®](https://skylightfinancialgroup.com/our-team/bruce-a-deboer/) - Bruce is a advanced sales specialist out of Skylight's Toledo office. He is a member of National Association of Insurance and Financial Advisors, Society of FSP, Toledo Estate Planning Council and the Southern Arizona Estate Planning Council. Bruce DeBoer is a registered representative of and offers securities, investment advisory, and financial planning services through MML - [Robert C. Ruff, ChFC®](https://skylightfinancialgroup.com/our-team/robert-c-ruff/) - Robert Ruff joined Skylight Financial Group in 1989 as a financial planner and holds the designations of ChFC ® . Robert’s practice is built around providing comprehensive and dynamic financial planning with true customization and personalization. What he does for you evolves as your life evolves. He also wants you to feel your financial plan - [Christopher L. Heerdegen, CFBS](https://skylightfinancialgroup.com/our-team/christopher-l-heerdegen/) - For over 31 years, Chris has been helping small business owners and every day, hardworking people plan for the retirement lifestyles they desire. He helps clients plan for their greatest dreams, making recommendations to help protect their hard-earned retirement savings. As your financial advisor, Chris will ask you questions about your financial goals, hobbies, travel - [Robin Price, CFS®](https://skylightfinancialgroup.com/our-team/robin-price/) - Robin Price is a registered representative of and offers securities, investment advisory, and financial planning services through MML Investors Services, LLC. Member SIPC OSJ: 3825 Edwards Road, Suite 210, Cincinnati, OH 45209. 513.579.8555. - [Paul A. Fox](https://skylightfinancialgroup.com/our-team/paul-a-fox/) - Paul Fox began his financial services career in 1996 after emigrating from Belfast, Ireland in 1994. He graduated from the University of Ulster, Coleraine, with a Bachelor of Arts (Honor) in banking and finance. Upon arriving in Cleveland, Ohio, Paul began his financial services career with American Express, where he developed his basic financial planning - [Paul Waters](https://skylightfinancialgroup.com/our-team/paul-waters/) - Paul A. Waters is a retired airline pilot and the founder of Pilot House Wealth Management Group. Captain Waters and his team began serving folks in the aviation industry in 1994. Now Paul and his producer group bring their many years of experience to folks in many different occupations and different walks of life. Paul - [Christopher A. Perme, CLTC](https://skylightfinancialgroup.com/our-team/christopher-a-perme/) - Assistant: Valerie Conawayvconaway@FinancialGuide.com Christopher A. Perme began his career in the financial services industry in 1989 following his graduation from Hillsdale College. His thirty years’ experience have allowed Perme to work with clients across a broad spectrum; from newly married couples developing their financial strategy to retirees seeking to help maximize their income. While experienced - [Ming Ke, LUTCF®](https://skylightfinancialgroup.com/our-team/ming-ke-lutcf/) - [Mike Gircsis](https://skylightfinancialgroup.com/our-team/mike-gircsis/) - Mike Gircsis recently joined Skylight Financial Group in July of 2022 as an Agency Technology Specialist. He is part of the team responsible for resolving day-to-day technology issues and for the encryption and configuration of new employees’ computers. Before Skylight, Mike worked with business management training software for multiple industries and he brings over 20 - [Michael R. Nusbaum](https://skylightfinancialgroup.com/our-team/michael-r-nusbaum/) - Michael Nusbaum is a registered representative of and offers securities, investment advisory, and financial planning services through MML Investors Services, LLC. Member SIPC. OSJ: 7150 W. Central Ave, Suite 100, Toledo OH 43617. 419.893.9759. Featured News Stories: Spring Cleaning Your Finances: 5 Tips for Tidying Up Your Finances In the Spotlight: Meet Michael Nusbaum - [Michael Kuebler](https://skylightfinancialgroup.com/our-team/michael-kuebler/) - Any financial advisor can help you invest your money to reach your financial goals. However, it takes a dedicated financial professional to help lead you towards your financial goals with passion and compassion. Michael Kuebler has personal experience that has led him to know the importance of quality planning and how that planning positively affects - [Michael Kessling Sr., AEP®, CFBS, CLTC, CLU®](https://skylightfinancialgroup.com/our-team/michael-kessling-sr/) - Mike entered the financial services industry in 1972 and is the owner of The Kessling Financial Group. He and his staff dedicate their days to the role of trusted consultant to each and every client. his focus is on four areas: wealth creation, wealth accumulation, wealth preservation and employee benefits. Mike has maintained membership in - [Michael Kessling Jr.](https://skylightfinancialgroup.com/our-team/michael-kessling-jr/) - Michael first heard about financial planning at the dinner table growing up and on weekends at the office. As a financial advisor, he is a member of Million Dollar Round Table and, in 2022, he achieved Top of the Table membership qualification. He continues to honor his father's legacy by guiding the next generation of - [Keven P. Prather, CFBS](https://skylightfinancialgroup.com/our-team/keven-p-prather/) - Assistant: Cathy Prathercprather@financialguide.com Keven joined Skylight Financial Group in 2003 and is currently the Co-Founder and Partner of Lumen Wealth Advisors. He specializes in serving the complex needs of business owners and high net worth clients through financial planning and is a Certified Family Business Specialist (CFBS). He holds a certificate in Business Transition Planning from - [Kenneth Gable, ChFC®, CLU®, LUTCF®](https://skylightfinancialgroup.com/our-team/kenneth-gable/) - Ken Gable is affiliated with Skylight Financial Group and has over 25 years in the financial services industry. Gable offers securities and investment advisory services through MML Investors Services, LLC. He uses a comprehensive financial planning approach to help both individuals and families achieve their financial goals. Ken was born and raised in northeast Ohio - [Kelley Gibbons, CLTC](https://skylightfinancialgroup.com/our-team/kelley-gibbons/) - Kelley has been with MassMutual/Skylight Financial Group since 1997 and holds the Series 6, Accident & Health, Life & Variable licenses as well as the CLTC designation. She has worked in private practice with her mother, Kathleen S. Kawczynski, where they have worked with both businesses and individuals in helping to design and implement qualified - [Katy Aldrich](https://skylightfinancialgroup.com/our-team/katy-aldrich/) - Katy graduated from The University of Southern Mississippi in 2005 with a Bachelor of Science in Education and, after teaching for eight years in the south, has returned home to Toledo to be closer to family. She joined the Skylight team in 2020 and is enjoying supporting the team in her role as Licensing Coordinator. - [Kathy S. Kawczynski, CFBS, ChFC®, CLTC, CLU®](https://skylightfinancialgroup.com/our-team/kathy-s-kawczynski/) - Kathleen Kawczynski holds the Chartered Life Underwriters (CLU®), Chartered Financial Consultant (ChFC®) and Certified Family Business Specialist (CFBS) designations from the American College and has over 25 years experience in the financial services industry. She also holds the Certified Long-Term Care (CLTC®) designation. Her professional associations include membership in the Toledo Estate Planning Council, the - [Kathy Barnes](https://skylightfinancialgroup.com/our-team/kathy-barnes/) - Cincinnati native Kathy Barnes graduated from Miami of Ohio with a degree in sports medicine and has been with an agency of Massachusetts Mutual Life Insurance Company (MassMutual) since 2001. As Chief Financial Officer at Skylight, Kathy manages all forecasting and budgeting for the firm, as well as oversees the preparation of all financial reporting. - [Bobby Barnes](https://skylightfinancialgroup.com/our-team/bobby-barnes/) - Bobby Barnes has spent his entire career as a financial planner, which begin January 2001, with Skylight Financial Group (formerly The Innova Financial Group). He started with the organization after graduating from Miami University with a BS in Human Resource Management while also holding down a starting position on the baseball team, winner of the - [Joseph Johnson](https://skylightfinancialgroup.com/our-team/joseph-johnson/) - Michigan Native Joe Jonson has been working in the financial services industry since 2004. Joe studied Chemical Engineering at the University of Toledo and received his associate degree in Business Administration from Monroe County Community College. Empowered by the clients and connections he has made over the years, Joe’s professional mission is to inspire those - [Jonathan Mandas, LUTCF®](https://skylightfinancialgroup.com/our-team/jonathan-mandas/) - Jonathan Mandas has been a part of the financial services industry since 2009. Motivated at a young age, Jonathan was intrigued by the concept of using intelligence and education to create wealth. He graduated cum laude from Miami University where he studied finance before beginning his career in residential and commercial lending. Throughout his years - [Joe Kendron, ChFC®, CLU®, LUTCF®](https://skylightfinancialgroup.com/our-team/joe-kendron/) - Joseph has been in the life insurance and financial services business since 1979, starting with the Metropolitan Life Insurance Company (MetLife). He began his career at MetLife as a financial advisor before working in sales management for about 6 years, after which, he returned to his career as a financial advisor. In July 2016, after - [Jill Taplin](https://skylightfinancialgroup.com/our-team/jill-taplin/) - Jill is the Senior New Business Specialist for Skylight Financial Group. She manages the New Business Team and the day-to-day responsibilities of the Life, LTC and DI business. Jill joined Skylight Financial Group in June 2008. Featured Stories: Blurbs from the Firm: Mother's Day Coming Together: Blurbs from the Firm Women's History Month 2020 at - [Jefferson K. Jarrell, AEP®, ChFC®, ChSNC®, CLU®](https://skylightfinancialgroup.com/our-team/jefferson-k-jarrell/) - Jeff currently serves as Senior Partner at Jarrell., LLC. Jeff's primary focus is on the business and employee benefits side of the firm. He meets with businesses to determine their insurance and benefit needs. He is also the Special Care Planner; a program he holds close to his heart. He and his wife Joyce have - [Jay Tilton](https://skylightfinancialgroup.com/our-team/jay-tilton/) - Jay Tilton has been with Skylight Financial Group (formerly The Innova Financial Group) since 2003. He obtained his Bachelor of Arts in Economics with a concentration in Management from Ohio Wesleyan University. During his college years, Jay was an All-American and 4-time All-Conference golfer. Jay's business skills, mathematics skills, and economics education benefits our clients - [James Glaser](https://skylightfinancialgroup.com/our-team/james-glaser/) - Jim Glaser graduated from the University of Dayton in 2004 with a Bachelors’ Degree in Accounting and Finance. Over the past 16 years, Jim has held various VP roles in the banking industry, specializing in Asset Based Lending, most recently with JP Morgan Chase. Realizing that he wanted more from his career, Jim decided to - [Jim Fisher, CFP®, ChFC®, CRPS®](https://skylightfinancialgroup.com/our-team/james-fisher/) - Jim is a 2006 graduate of The Ohio State University where he earned his B.S. in Business Administration with a specialization in Finance from The Fisher College of Business. During his time at OSU, Jim was named a Co-Captain of the Men’s Varsity Soccer Team. Jim has 15 years of experience in the financial services - [Ryan C. Puckett, CFP®, CLTC, MBA](https://skylightfinancialgroup.com/our-team/ryan-c-puckett/) - From 1999 to 2006, Ryan Puckett served his country in the U.S Air Force. In 2006 he separated from the Air Force recruiting young individuals for a new life in the military, to explore a career in financial services. Ryan graduated from Franklin University in 2006 with a Bachelor of Science in Business Management and - [Robert Schaefer, AIF®](https://skylightfinancialgroup.com/our-team/robert-schaefer/) - Skylight Financial Group’s Robert Schaefer is a Financial Planner from Dayton, OH who has always had the drive to be in the financial services industry. Rob grew up with his mom, dad, and two older siblings in Dayton his whole childhood. Rob’s parents instilled a strong work ethic in him, and he was always working - [Robert McNichol, ChFC®, CLU®](https://skylightfinancialgroup.com/our-team/robert-mcnichol/) - Bob graduated from Eastern Kentucky University with a double degree in Insurance and Finance and has been in the financial services industry since his graduation in 1983. He holds the Chartered Life Underwriter (CLU) and Chartered Financial Consultant (ChFC) designations. Bob is an Investment Adviser Representative, a Registered Principal, and a Lifetime Member of the - [Robert Elrod, CLTC, LUTCF®](https://skylightfinancialgroup.com/our-team/robert-elrod/) - Robert has been a financial advisor for over 25 years. His experience and training enable him to help families and business owners achieve their long-term financial goals through comprehensive individualized strategies. He works closely with clients to help ensure that the financial products and services that he provides, match their needs, priorities and changing financial - [Timothy L. Finster, CLTC](https://skylightfinancialgroup.com/our-team/timothy-l-finster/) - Tim started in the financial services industry in 2004 with Skylight Financial Group, a general agency of Massachusetts Mutual Life Insurance Company (MassMutual), after graduating from Wright State University. He has held multiple roles inside of the firm, growing into Director of Brokerage. His expertise primarily lies in advanced Life, Disability Income, and Long-Term Care - [Terry Hunady, CFP®, MBA](https://skylightfinancialgroup.com/our-team/terry-hunady/) - Terry has been in the financial services industry since 2001 and brought his 16 years of experience to Skylight Financial Group in 2017. As a Certified Financial Planner Professional (CFP), Terry’s practice is built on providing comprehensive financial planning with a focus on helping to build and protect wealth to assist clients achieve their financial - [Susan Sparr, CFP®](https://skylightfinancialgroup.com/our-team/susan-sparr/) - Susan is committed to serving as a trusted resource for individuals, families, and business owners in building financial freedom and helping to achieve financial success. She has the skills, knowledge, and experience to help her clients meet or exceed their financial goals. She has been a CFP® professional in Cincinnati since 1994, making her uniquely - [Subhash Jatana, MBA](https://skylightfinancialgroup.com/our-team/subhash-jatana/) - Formerly a Registered Professional Engineer with 19 U.S. and International patents in the energy field, Subhash is a Financial Advisor and Registered Representative. His 27+ years of experience in analyzing individual financial needs and developing cost-effective solutions has helped many successful doctors, business owners, and professionals in key areas of wealth accumulation, preservation & tax - [Stephen Gons](https://skylightfinancialgroup.com/our-team/stephen-gons/) - Stephen was born and raised in Findlay Ohio and has been involved in the financial services industry for many years. In 2004, Stephen began working for his father, a 30-year veteran of MassMutual and learned the important role that a financial advisor has. In 2010, Stephen officially joined Seymour & Associates, as a full-time agent - [Stephanie DeMuesy, CLTC, RICP®, CASL®](https://skylightfinancialgroup.com/our-team/stephanie-demuesy/) - Stephanie M. DeMuesy CASL, RICP, CLTC is a founding partner of Advise Financial Solutions in Green, OH. Stephanie began her career in 1995 with Security First Group and focused on the financial needs of teachers and their families. After being acquired by MetLife in 1997, Stephanie continued her work with educators but expanded her practice - [Sara C. Canterbury, CFP®, FSCP®,](https://skylightfinancialgroup.com/our-team/sara-c-canterbury/) - With a background as a small business owner, Sara provides a unique perspective to the team at Skylight Financial Group. She takes pride in working with people and helping them through both tough and simple decisions that positively affect their financial future. As her client, you will be hard-pressed to find someone more outgoing and - [Sandy Fowler](https://skylightfinancialgroup.com/our-team/sandy-fowler/) - As a new business coordinator, Sandy processes and manages new business applications in the Toledo location. She has been a member of MassMutual/Skylight Financial Group since 1997. In her spare time, Sandy enjoys spending time with her family, friends and supporting communities through work and church ministries. Featured News Stories: Skylight Makes Strides Alongside American - [William Sergio](https://skylightfinancialgroup.com/our-team/william-sergio/) - Will Sergio interned with Skylight Financial Group in 2019, and in 2020 he started working full time as a financial planner. Will’s goal in life has always been to be someone that others can rely on, whether it be on the ice as his hockey team's goaltender, as a volunteer at the local historical society - [Greg A. Anderson, CLTC, LUTCF®](https://skylightfinancialgroup.com/our-team/greg-a-anderson/) - Before beginning work for the Skylight Financial Group, Greg was the CEO and president of a multi-million-dollar business located here in Columbus. He holds the Certification for Long-Term Care (CLTC). Greg lives with his wife Darlene on a lake and enjoys boating, sailing and jet skiing. He has two grown kids, a son, who works for - [Gayle Motyka](https://skylightfinancialgroup.com/our-team/gayle-motyka/) - Gayle joined the Skylight Financial Group team in the summer of 2019. She assists brokers with processing life, Disability Income (DI) and Long-Term Care (LTC) applications. Gayle enjoys spending time working with rescue dogs, gardening and visiting with family and friends. Featured News Stories: The Skylight Showcase: New Hires of August 2019 - [Dylan Mason](https://skylightfinancialgroup.com/our-team/dylan-mason/) - Dylan Mason is a registered representative of and offers securities, investment advisory, and financial planning services through MML Investors Services, LLC. Member SIPC. OSJ: 7150 W. Central Ave, Suite 100, Toledo, OH 43617. 419.893.9759. - [Doug Rechtine](https://skylightfinancialgroup.com/our-team/doug-rechtine/) - Douglas J. Rechtine is the founder of Premier Wealth Management Group and a Financial Advisor with MML Investors Services, LLC. Doug began his career in the Financial Services Industry in 1986 and has built his career on assisting individuals and businesses in charting a successful financial future and achieving their financial goals. Doug is a Northwest - [Doug Harbaugh, CRPC®](https://skylightfinancialgroup.com/our-team/doug-harbaugh-crpc/) - Doug is an effective communicator and problem-solver who thrives on designing innovative solutions for clients seeking expertise and genuine care in their retirement planning. As a Chartered Retirement Planning Counselor designee (CRPC®) and Wealth Management Advisor, he excels at navigating the advanced planning aspects of wealth management, including risk management, retirement planning, and wealth transfer. - [Donte Harris](https://skylightfinancialgroup.com/our-team/donte-harris/) - Donte joined Skylight Financial Group (formerly The Innova Financial Group) in 2016 as our South Agency Compliance Officer. Passionate about helping protect investors, his role is to help ensure our financial professionals conduct their business ethically and within industry rules. He has been in the securities industry since 2003, with experience as Suitability Manager, Supervisory - [Donald Kuntzman, LUTCF®](https://skylightfinancialgroup.com/our-team/donald-kuntzman/) - Don Kuntzman began his career in the Financial Services Industry with MetLife in 1991. He spent the next 30 years as both a Branch Manager & Financial Advisor. While at MetLife, Don qualified for Leaders Conference 14 times in 2001, 2002, and 2004-2015. Don joined Skylight Financial Group when the firm transitioned to a General - [Deb Horvath](https://skylightfinancialgroup.com/our-team/deb-horvath/) - Deb Horvath is the Operations Manager for our Toledo, Ohio office. Deb accomplishes a wide range of daily operational tasks for the Toledo Office. Deb has been in the industry since 1996, beginning as a receptionist. In 1997, she became a new business coordinator, in 2009 became a contracting and licensing coordinator, and in August of - [Timothy J. Foley](https://skylightfinancialgroup.com/our-team/timothy-j-foley/) - Tim Foley joined a general agency of Massachusetts Mutual Life Insurance Company (MassMutual) in 1984 after playing in the NFL with the Baltimore Colts. Tim played his college football career at the University of Notre Dame in which he started on the 1977 National Championship Team and was Captain and All-American in 1979. Tim specializes - [David A. Kucharski, CFBS, ChFC®](https://skylightfinancialgroup.com/our-team/david-a-kucharski/) - David began in the financial services industry after his graduation from John Carroll University with a degree in finance in 1998. Before coming to Skylight Financial Group as the Life and Annuity Specialist in 2001, David worked at Hantz Financial, where he was able to build his financial planning practice. In his role as the - [Daniel J. Peffley, CFS®, CLTC](https://skylightfinancialgroup.com/our-team/daniel-j-peffley/) - Dan graduated from the University of Toledo with a Bachelor’s degree in Finance. He holds series 6, 7, and 63 securities registrations, as well as his insurance license. Dan started his career at MassMutual in 2001. He holds the Certified Funds Specialist (CFS), and Certified Long Term Care Specialist (CLTC) designations. In addition to his - [Mari Dykes](https://skylightfinancialgroup.com/our-team/mari-dykes/) - Mari Dykes joined Skylight Financial Group in October of 2022 as an Accounting Specialist. Her life before Skylight started in sales and she quickly learned she was more suited to behind-the-scenes number crunching, and her love for accounting began. Her experience crosses a myriad of industries including manufacturing, construction, sales, the arts, and healthcare. Her - [Chris Ghaffarian](https://skylightfinancialgroup.com/our-team/chris-ghaffarian/) - Chris is part of the team responsible for resolving day-to-day technology issues, the encryption and configuration of new computers, and providing technical expertise, training, and advice as needed. He graduated from Valparaiso University with a bachelors degree in business management and information decision science. He has also graduated from the University of Toledo with a - [Brandon Kerley](https://skylightfinancialgroup.com/our-team/brandon-kerley/) - Brandon Kerley began working at Skylight Financial Group in August of 2018. He has a passion for helping families and small businesses achieve their goals and prepare for any bumps along the way. Brandon was born and raised in Cincinnati, where he attended Elder High School, and University of Cincinnati. He graduated from the Carl - [Bill Haak, LUTCF®](https://skylightfinancialgroup.com/our-team/bill-haak/) - With over 46 years’ experience in the insurance industry, Bill is committed to providing exemplary service, whether it be financial or just plain service, to his clients and prospective clients, thus assisting them in maintaining the lifestyle that they require through life’s many changes. By focusing not only on the accumulation, preservation, and distribution of - [Ajdin Dropic, MBA](https://skylightfinancialgroup.com/our-team/ajdin-dropic/) - Ajdin Dropic has 14 years of experience in a variety of financial services including investment advising, financial analysis, and insurance planning. He graduated from Ohio Wesleyan University with B.A. in Economics in 2000 and hold an MBA degree from Sullivan University since 2005. In the past, Ajdin has developed an extensive experience in working with - [Amber Elias](https://skylightfinancialgroup.com/our-team/amber-elias/) - Amber joined the Skylight Financial Group team in the summer of 2017 with the merger of Lighthouse Wealth Solutions. She currently works on the Design Center where she uses her experience and product knowledge to assist financial planners with their case design. She started in the financial services industry in 2006 advancing to financial representative - [Brett Seymour, CLTC](https://skylightfinancialgroup.com/our-team/brett-seymour-cltc/) - Brett Seymour is a registered representative of and offers securities through MML Investors Services, LLC. Member SIPC OSJ: 7150 W. Central Ave., Suite 100, Toledo OH 43617. 419.893.9759. - [Tyler Tucker CPFA®](https://skylightfinancialgroup.com/our-team/tyler-tucker-cpfa/) - Tyler Tucker joined Skylight Financial Group in 2020 following his graduation from Ohio University with a bachelor’s degree in Finance and Analytics. He is from Springfield, Ohio and works out of the Dublin office. Tyler’s mission is to educate individuals and families across his community about the financial services that may benefit them. By maintaining - [Daniel Green](https://skylightfinancialgroup.com/our-team/daniel-green/) - Daniel Green is a registered representative of and offers securities, investment advisory, and financial planning services through MML Investors Services, LLC. Member SIPC. OSJ: 5455 Rings Road, Suite 125, Dublin, OH 43017. 614.790.9800. - [Brian Gibaldi](https://skylightfinancialgroup.com/our-team/brian-gibaldi/) - Brian Gibaldi is a registered representative of and offers securities, investment advisory, and financial planning services through MML Investors Services, LLC. Member SIPC. OSJ: 5455 Rings Road, Suite 125, Dublin, OH 43017. 614.790.9800. - [Davis McNichol, CFP®, ChFC®, CLU®](https://skylightfinancialgroup.com/our-team/davis-mcnichol-cfp-chfc-clu/) - Growing up in Northern Kentucky and attending Miami University in Oxford, OH, Davis has always called the tri-state area home. After graduating with a Finance degree in 2018, he began his professional career at his father, Bob’s, established financial planning practice in Erlanger, KY. Davis continued his studies to be more narrowly focused on personal finance as he developed and gained - [Jennifer Funk, CIMA](https://skylightfinancialgroup.com/our-team/jennifer-funk/) - Jennifer Funk is a registered representative of and offers securities and investment advisory services through MML Investors Services, LLC. MemberSIPC OSJ: 3825 Edwards Road, Suite 210, Cincinnati, OH 45209. 513.579.8555. - [Benjamin Wagner](https://skylightfinancialgroup.com/our-team/benjamin-wagner/) - Benjamin Wagner is a registered representative of and offers securities, investment advisory, and financial planning services through MML Investors Services, LLC. Member SIPC OSJ: 7150 W. Central Avenue, Suite 100, Toledo, OH 43617. 419.893.9759. - [Timothy Whitehair, LUTCF®](https://skylightfinancialgroup.com/our-team/timothy-whitehair/) - [David E. Foley, ChFC®, CLTC, CLU®](https://skylightfinancialgroup.com/our-team/david-e-foley/) - Dave has been a Massachusetts Mutual Life Insurance Company (MassMutual) agent since 1978. He specializes in the qualified plan market. Prior to his career with MassMutual he played professional football in the NFL for 9 years. He graduated from The Ohio State University in 1969 in Industrial Engineering. He has been a member of the - [Matthew R. Foley, CLTC](https://skylightfinancialgroup.com/our-team/matthew-r-foley-cltc/) - Matthew Foley is a registered representative of and offers securities through MML Investors Services, LLC. Member SIPC. OSJ: 3825 Edwards Road, Suite 210, Cincinnati, OH 45209. 513.579.8555. - [Crystal Leach](https://skylightfinancialgroup.com/our-team/crystal-leach/) - Crystal was with a general agency of Massachusetts Mutual Life Insurance Company (MassMutual) from 2008-2013, starting part-time scanning documents for data retention then moving to full-time as a New Business Coordinator. She returned to the firm in 2016, shortly before it became Skylight Financial Group. Since her return, she has been in various positions, loves - [Donna Lightner](https://skylightfinancialgroup.com/our-team/donna-lightner/) - Donna Lightner joined Skylight Financial Group in February 2019 as the Agency Licensing Coordinator for the Cincinnati office. Donna accomplishes a wide range of daily operational tasks including the processing of new business and compliance responsibilities. Prior to taking on her new role with Skylight, she obtained her Senior Professional of Human Resources Certification (SPHR) and - [Brandy Good](https://skylightfinancialgroup.com/our-team/brandy-good/) - Brandy graduated from Capital University’s School of Management in 2002 with a Bachelor’s in business management and human resources. Before coming to Skylight in 2019, Brandy devoted her time to being a SAHM to her three beautiful children, whom she shares with her husband and college sweetheart, Tim. In her spare time, Brandy enjoys spending - [Diane Haas](https://skylightfinancialgroup.com/our-team/diane-haas/) - [Mary Gensler, ACS](https://skylightfinancialgroup.com/our-team/mary-gensler/) - Mary is Concierge Services for the firm, and Operations Assistant for our Toledo, Ohio office. In this role, she manages the daily operations of the building, the planning of events and helps resolve for any issues for the advisors and their staff. She is also the point person for the Concierge Program across the state. - [Michelle Lucas](https://skylightfinancialgroup.com/our-team/michelle-lucas/) - Michelle Lucas is a Sales and Service Specialist with the Cincinnati office. Before merging over to Skylight, she was with Metlife for almost 15 years, where she was on the Compliance and Infrastructure Team. She grew up on the Lower East Side of New York City and moved to the Cincinnati/Northern Kentucky area in 2001. Michelle currently - [Gretchen Bachmann](https://skylightfinancialgroup.com/our-team/gretchen-bachmann/) - Gretchen joined Skylight Financial Group in July 2018. She currently works in the Dublin location as their Office Manager as well as being the Events Coordinator for SFG. She attended The Ohio State University, initially studying nursing, but ended up studying Business/Marketing. Her first job out of Ohio State was with Merrill Lynch working in - [Richard Carmel, LUTCF®](https://skylightfinancialgroup.com/our-team/richard-carmel/) - Rich has been a financial advisor for over 20 years. His experience and training enable him to help clients achieve their long-term financial goals through comprehensive individualized planning. A comprehensive, client-focused approach to financial planning ensures that the recommended strategies encompass each client’s unique financial goals, time frame, and risk tolerance. He works closely with - [Robert Zabrocki, AIF®, FSCP®](https://skylightfinancialgroup.com/our-team/robert-zabrocki/) - Originally from Central Ohio, Rob graduated from Newark Catholic High School. After high school, Rob went on to attend Ohio State University, where he graduated in 1999 with a B.A. in Economics. While at Ohio State, he was very active in both the Undergraduate Economics Society and intramural sports. Post-graduation, Rob joined Nationwide Financial Services - [Mike Wolken](https://skylightfinancialgroup.com/our-team/mike-wolken/) - With over 12 years of experience in the financial planning field, Michael Wolken has extensive experience in asset management, financial planning, insurance, retirement planning and assessments of 401K, 403B, and 457B plans. He received his undergraduate degree from Ohio University in Economics with an emphasis on Finance. Michael takes an active role in educating clients - [Randy Day](https://skylightfinancialgroup.com/our-team/randy-day/) - Randy, a native of Castalia, Ohio, graduated from The Ohio State University in 1982. He has been helping individuals, families and small business owners with their financial and insurance needs since 1987. Randy’s goal is to provide professional assistance to clients in developing their financial goals, making wise financial choices and implementing financial strategies that will help - [TJ Brudzinski](https://skylightfinancialgroup.com/our-team/tj-brudzinski/) - TJ has been working in the financial services industry for over 25 years. He was formerly a SVP at DA Davidson and a managing director, SVP at Huntington Capital Markets. He brings extensive experience in providing financial services, including investment and risk management to individuals and organizations to help them achieve their goals. TJ is - [Charles Idemudia](https://skylightfinancialgroup.com/our-team/charles-idemudia/) - Charles Idemudia was born in Detroit, MI and spent his childhood years there. After he graduated from high school as a football and lacrosse letterman, he went to Penn State University where he was a member of the football team from 2012-2016, making his mark as an athlete while earning his bachelors in Labor and - [Michael Piechowiak, LUTCF](https://skylightfinancialgroup.com/our-team/michael-piechowiak-lutcf/) - Mike Piechowiak joined Skylight Financial Group in 2012. He comes to the world of financial services after spending eight years in the PEO industry with a focus on group and individual benefit consulting. Mike joined SFG because of the opportunity to interact and engage clients in the planning process. He enjoys working with the Skylight - [Angelo V. Carcioppolo, CFP®, CPWA®, RICP®, ChFC®, LUTCF®](https://skylightfinancialgroup.com/our-team/angelo-v-carcioppolo/) - Angelo V. Carcioppolo serves as a CERTIFIED FINANCIAL PLANNERTM Professional with Skylight Financial Group based in Ohio City. His dedication to the financial services industry has led to earning the CERTIFIED FINANCIAL PLANNERTM certification (CFP®) in 2016, along with continuing industry designations such as Certified Private Wealth Advisor (CPWA®) professional from the Investment and Wealth - [Scott Dubin, MBA](https://skylightfinancialgroup.com/our-team/scott-dubin/) - Scott joined the Skylight team in 2017 as the Director of Investment Operations and Financial Planner. In his role, Scott oversees all aspects of Investment advisory and brokerage operations for the firm, as well as assisting planners in advanced case design for best practice solutions. In addition, he works with clients to build comprehensive financial - [Toby Kemsuzian, CFBS, CRPC, LUTCF®](https://skylightfinancialgroup.com/our-team/toby-kemsuzian/) - Matthew Kemsuzian is a registered representative of and offers securities, investment advisory, and financial planning services through MML Investors Services, LLC. Member SIPC OSJ: 1956 Carter Road, Suite 200, Cleveland, OH 44113. 216.621.5680. Featured News Stories: Motorcycle Racing Financial Planner Hosts the 2nd Annual Skylight Financial Group Endurance Cup Calling All Motorcycle Enthusiasts: The Skylight Financial Group - [Leisa Scott, CASL®, CLTC](https://skylightfinancialgroup.com/our-team/leisa-scott/) - Leisa has been in the financial services industry since 1992 and focuses on a holistic view of a client’s financial wellness. She carefully listens to each client’s unique situation and presents customized options and solutions to meet each client’s individual needs and concerns. Whether it is retirement planning, asset management, legacy planning, long-term care needs, - [Mark J. Zumack, LUTCF®](https://skylightfinancialgroup.com/our-team/mark-j-zumack/) - Mark Zumack is a registered representative of and offers securities and investment advisory services through MML Investors Services, LLC. MemberSIPC OSJ: 1956 Carter Road, Suite 200, Cleveland, OH 44113. 216.621.5680. Featured News Stories: Blurbs from the Firm: Role Models of SFG - [Thomas Anderson](https://skylightfinancialgroup.com/our-team/thomas-anderson/) - Thomas Anderson provides total financial needs analysis through a network of experienced professionals with detailed knowledge in advisory services, retirement planning, estate strategies, employee benefit and retention services, business continuation strategies, and trust services. Thomas prides himself in getting to know each client so that he can better understand their individual needs and what matters - [Dallas Gibson](https://skylightfinancialgroup.com/our-team/dallas-gibson/) - Dallas Gibson is a registered representative of and offers securities, investment advisory, and financial planning services through MML Investors Services, LLC. Member SIPC. OSJ: 3825 Edwards Road, Suite 210, Cincinnati, OH 45209. 513.579.8555. - [Joe Steele, CASL®, ChFC®, CLU®](https://skylightfinancialgroup.com/our-team/joe-steele-casl-chfc-clu/) - Joseph Steele is a registered representative of and offers securities, investment advisory, and financial planning services through MML Investors Services, LLC. Member SIPC OSJ: 3825 Edwards Road, Suite 210, Cincinnati, OH 45209. 513.579.8555. - [Jessie Hansen](https://skylightfinancialgroup.com/our-team/jessie-hansen/) - Jessie Hansen, a native of Cincinnati, Ohio, graduated from University of Cincinnati with a bachelor’s degree in Accounting. Jess loves working in the financial field and currently serves as Skylight’s Financial Operations Analyst. To this day she is very involved in her sorority, Beta Sigma Phi, participating in many community service projects throughout the tri-state - [Randall Rubenstein, LUTCF®](https://skylightfinancialgroup.com/our-team/randall-rubenstein/) - Randall Rubenstein is a registered representative of and offers securities, investment advisory, and financial planning services through MML Investors Services, LLC. Member SIPC OSJ: 5455 Rings Road, Suite 125, Dublin, OH 43017. 614.790.9800. - [Carla Hellmann, FSCP®](https://skylightfinancialgroup.com/our-team/carla-hellmann/) - Carla started her financial services/insurance career after some time away from her first career as an audiologist. She had spent time at home with her children and decided to venture into a field that would impact an individual's entire life as well as lead to a deeper relationship with her clients. Carla takes a holistic - [Jeffrey Witmer, CLTC](https://skylightfinancialgroup.com/our-team/jeffrey-witmer/) - Jeffrey Witmer is a registered representative of and offers securities, investment advisory, and financial planning services through MML Investors Services, LLC. Member SIPC OSJ: 5455 Rings Road, Suite 125, Dublin, OH 43017. 614.790.9800. - [Michael Childers, ChFC®](https://skylightfinancialgroup.com/our-team/michael-childers/) - Michael Childers is a registered representative of and offers securities and investment advisory services through MML Investors Services, LLC. Member SIPC OSJ: 5455 Rings Road, Suite 125, Dublin, OH 43017. 614.790.9800. - [Jake Jackson](https://skylightfinancialgroup.com/our-team/jake-jackson/) - George Jackson is a registered representative of and offers securities, investment advisory, and financial planning services through MML Investors Services, LLC. Member SIPC OSJ: 5455 Rings Road, Suite 125, Dublin, OH 43017. 614.790.9800. - [Derek Weisend](https://skylightfinancialgroup.com/our-team/derek-weisend/) - Derek Weisend is a registered representative of and offers securities, investment advisory, and financial planning services through MML Investors Services, LLC. Member SIPC OSJ: 5455 Rings Road, Suite 125, Dublin, OH 43017. 614.790.9800. - [Charles H. Locy, ChFC®, CLU®](https://skylightfinancialgroup.com/our-team/charles-h-locy/) - Charles Locy is a registered representative of and offers securities and investment advisory services through MML Investors Services, LLC. Member SIPC OSJ: 3825 Edwards Road, Suite 210, Cincinnati, OH 45209. 513.579.8555. - [Sandy Mollmann](https://skylightfinancialgroup.com/our-team/sandy-mollmann/) - Sandy Mollmann is a New Business Coordinator for Skylight Financial Group and works hand in hand with producers to process, manage and oversee their new business needs. Since being a part of the firm since 1986, Sandy has been able to fulfill her desire of helping people. In her spare time, she enjoys spending time ## Office Teams - [Legacy Wealth Advisors](https://skylightfinancialgroup.com/office-team/legacy-wealth-advisors/) - By working with Legacy Wealth Advisors, you will be working with a trusted financial planner who's committed to helping you grow, protect, and build your wealth - every step of the way. Your goals, and those of your family, are unique- so your financial plan should be just as unique. Our promise to every client - [ICON Financial Team](https://skylightfinancialgroup.com/office-team/icon-financial-team/) - [Premier Wealth Management Group](https://skylightfinancialgroup.com/office-team/premier-wealth-management-group/) - Our sole mission is to assist individuals and business in charting a successful financial future and achieving their financial goals. We want to help our clients build financial freedom. We believe the key to successful planning is a long-term relationship between a financial professional and the client - working together to help plan for your - [Forward Focused Financial Team](https://skylightfinancialgroup.com/office-team/forward-focused-financial-team/) - [Lumen Wealth Advisors](https://skylightfinancialgroup.com/office-team/lumen-wealth-advisors/) - Lumen Wealth Advisors | Your Trusted Financial Guide Lumen Wealth Advisors is not a subsidiary or affiliate of MML Investors Services, LLC. or its affiliated companies. - [Legacy Physician Advisors, LLC](https://skylightfinancialgroup.com/office-team/legacy-physician-advisors-llc/) - Our mission is to get to know and understand your needs, wants, and long-term goals. We want to help you develop, implement, and monitor a strategy that’s designed to address your individual situation. Legacy Physician Advisors works to help busy physicians and clinicians organize and act on confusing, time-consuming financial decisions in their lives. We - [Kessling Financial](https://skylightfinancialgroup.com/office-team/kessling-financial-team/) - Since 1972, we have had the privilege of assisting thousands of individuals and over 150 businesses with their insurance and investment planning needs. This extensive experience underscores our commitment to providing tailored financial solutions that align with our clients' unique goals and aspirations. Through personalized service and expertise gained over decades, we strive to empower - [Rider + Reinke Financial Group](https://skylightfinancialgroup.com/office-team/rider-reinke-financial-group/) - At Rider + Reinke Financial Group, we are committed to building client relationships based on mutual trust, understanding, and benefit. Our comprehensive and individualized process will help determine where you are, where you want to be, and how you are going to get there, so that you can plan for the future while enjoying the - [Howe & Brown Advisor Team](https://skylightfinancialgroup.com/office-team/howe-brown-advisor-team/) - The Howe & Brown Advisor Team consist of Newark, Ohio natives Lori Howe and Dawn Brown. The mission of this partnership is to become the go-to gals for the people of Licking County and beyond when selecting a financial advisor. With over 50 years of collective experience in the industry, Lori and Dawn work closely - [ClearPath Financial Team](https://skylightfinancialgroup.com/office-team/clearpath-financial-team/) - The Toledo-based ClearPath Financial Team is made up of Chris Heerdegen and Harrison Schoettley. Their goal is to guide clients on a path to financial security, helping to alleviate threats and capitalize on opportunities to help them accomplish their financial goals now and in the future. This team of experienced financial professional focuses on a - [Century Federal Credit Union Team](https://skylightfinancialgroup.com/office-team/century-federal-credit-union-team/) - Through Skylight's alliance with Century Federal Credit Union (CFCU), Skylight offers CFCU members comprehensive and personalized financial planning services to meet their financial goals. CFCU's philosophy of “people helping people” makes Skylight a perfect match with our ethos of putting clients at the center of everything we do. If you are a CFCU member, then let Skylight - [Advise Financial Solutions Team](https://skylightfinancialgroup.com/office-team/advise-financial-solutions-team/) - The world is crowded with new investments and insurance products, rapidly changing tax laws, and volatile economic cycles. The Advise Financial Solutions team is devoted to helping their clients better understand their current financial position while providing them with the advice, direction, and implementation to help them reach their financial goals. Whether accumulating wealth or - [Buganski, Gallagher, Erickson & Edwards](https://skylightfinancialgroup.com/office-team/buganski-gallagher-erickson-edwards/) - Assistants:Lori Crouse, lcrouse@financialguide.comSuzanne Kujawa, skujawa@financialguide.com Candace Gildea, cgildea@financialguide.comGwyn Minicozzi, gminicozzi@financialguide.com Financial planners Mike Buganski, Tom Gallagher, Jennifer Erickson and Shane Edwards work alongside families, young professionals, executives, healthcare providers, and retirees across the Toledo area and beyond. With a focus on retirement planning, wealth accumulation strategies, and tax efficiencies, this team helps individuals and families - [Prestige Planning Team](https://skylightfinancialgroup.com/office-team/prestige-planning-group/) - [Rubenstein Weisend Advisor Team](https://skylightfinancialgroup.com/office-team/rubenstein-weisend-advisor-team/) - Randy Rubenstein and Derek Weisend understand that every individual has their own unique issues, concerns, and opportunities. These two financial planners have dedicated their careers to personalizing financial advice to help their clients prepare for the expected—and unexpected—aspects of life. With 40 years combined experience, the team has built their practice on honesty and compassion, ## Categories - [Uncategorized](https://skylightfinancialgroup.com/category/uncategorized/) - [News](https://skylightfinancialgroup.com/category/news/) - [Careers](https://skylightfinancialgroup.com/category/careers/) - [Community](https://skylightfinancialgroup.com/category/community/) - [Team](https://skylightfinancialgroup.com/category/team/) - [Podcasts](https://skylightfinancialgroup.com/category/podcasts/) - [Locations](https://skylightfinancialgroup.com/category/locations/) - This is the parent category for locations that will be used on the team member profiles to set their location - [Cleveland](https://skylightfinancialgroup.com/category/locations/cleveland/) - [Columbus](https://skylightfinancialgroup.com/category/locations/columbus/) - [Cincinnati](https://skylightfinancialgroup.com/category/locations/cincinnati/) - [Toledo](https://skylightfinancialgroup.com/category/locations/toledo/) - [Roles](https://skylightfinancialgroup.com/category/roles/) - This is the parent category for the roles assignment for team members - [Partners](https://skylightfinancialgroup.com/category/roles/partners/) - [Associates](https://skylightfinancialgroup.com/category/roles/associates/) - [Support Team](https://skylightfinancialgroup.com/category/roles/support-team/) - [Specialties](https://skylightfinancialgroup.com/category/specialties/) - This is the parent category for all specialties that will be used as assignments for team member profiles. - [Special Needs](https://skylightfinancialgroup.com/category/specialties/special-needs/) - [LGBTQ](https://skylightfinancialgroup.com/category/specialties/lgbtq-resource-team/) - [Executives](https://skylightfinancialgroup.com/category/roles/executives/) - [Management](https://skylightfinancialgroup.com/category/roles/management/) - [Business](https://skylightfinancialgroup.com/category/specialties/business/) - [Insights](https://skylightfinancialgroup.com/category/insights/) - [Blog](https://skylightfinancialgroup.com/category/blog/) ## Tags - [Sara Canterbury](https://skylightfinancialgroup.com/tag/sara-canterbury/) - [Katy Bryan](https://skylightfinancialgroup.com/tag/katy-bryan/) - [James Schade](https://skylightfinancialgroup.com/tag/james-schade/) - [Toledo](https://skylightfinancialgroup.com/tag/toledo/) - [Amie Fox](https://skylightfinancialgroup.com/tag/amie-fox/) - [Michael Kessling Sr.](https://skylightfinancialgroup.com/tag/michael-kessling-sr/) - [Mike Connole](https://skylightfinancialgroup.com/tag/mike-connole/) - [Cincinnati](https://skylightfinancialgroup.com/tag/cincinnati/) - [cleveland](https://skylightfinancialgroup.com/tag/cleveland/) - [Mary Gensler](https://skylightfinancialgroup.com/tag/mary-gensler/) - [Toby Kemsuzian](https://skylightfinancialgroup.com/tag/toby-kemsuzian/) - [Brudzinski](https://skylightfinancialgroup.com/tag/brudzinski/)